BTN Invites Bali Students to Develop Innovations through ‘Housing Preneur’
Badung, Bali (ANTARA) – PT Bank Tabungan Negara (Persero) Tbk (BTN) is inviting university students in Bali to develop innovation and creativity in the housing sector through its BTN Housing Preneur programme.
The programme provides a platform for young people to develop business ideas and expand their business networks in the housing sector.
“We are confident that fresh innovations will come from students,” said Joyce Ivone Mandagi, BTN’s Deputy Regional Business Head for East Java, Bali and Nusa Tenggara, during a discussion at Udayana University in Badung, Bali, on Thursday.
Ivone said BTN Housing Preneur is being held for the third year. This year, Denpasar is the fourth and final city on the programme’s itinerary.
She said student participation was a key focus of the programme. Students were seen as having considerable potential to generate new ideas that are innovative and relevant to developments in the housing industry.
Ivone explained that BTN Housing Preneur is open to both students and the general public. Participants gain knowledge and the opportunity to receive mentoring from speakers with experience in their fields.
They also have the chance to build networks and access business connections to help develop their ventures. Ivone encouraged students in Bali to take advantage of the opportunity to prepare for future business prospects.
“Participants will receive mentoring, build networks and access business connections. I think this is an opportunity that would be a great shame to miss,” she said at the event, titled “Elevate Beyond Your Limit: Rumah Bali Baru: Rooted, Adaptive, Relevant”.
Ivone added that BTN did not focus solely on home-ownership financing through mortgages (Kredit Pemilikan Rumah, or KPR), but was also continuing to develop the housing ecosystem as a whole.
This development covers various aspects, from facilities and infrastructure to home interior needs. The initiative forms part of BTN’s efforts to expand its role in supporting the housing industry.
She said BTN was also promoting the adoption of sustainability principles in housing construction. One example is the use of recycled materials in construction by some developers partnering with BTN.
According to Ivone, some developers use recycled materials for around 20 per cent of their construction inputs. These include recycled plastic for paving and other construction materials.
BTN is also developing a waste-management programme for customers with KPR mortgages. Waste collected and managed through the programme can provide an economic benefit by reducing mortgage instalments, subject to the programme’s terms.
Ivone said she hoped these innovations would inspire students to come up with new ideas that support the development of a sustainable housing ecosystem.
She stressed that young people should prepare themselves early to make the most of every opportunity available, including by taking part in the BTN Housing Preneur programme.