BSI Targets Upgrade to Major Bank, Capitalisation Poses Challenge

PT Bank Syariah Indonesia (Persero) Tbk (BSI) targets an upgrade to the core capital-based bank (KBMI) IV group in the medium term. This step is considered important for expanding financing capacity, including for business actors and the public. BSI’s Deputy President Director Bob Tyasika Ananta stated that the main key to achieving this target lies in strengthening capital. Therefore, the plan must align with the controlling shareholder, the Sovereign Wealth Fund Agency of Nusantara Future Investment (Danantara). “In our medium-term plan, we are indeed heading in that direction. But the key is capitalisation, so it must be proposed and aligned with the shareholder,” he said when met after the Halal Bihalal of the Sharia Economy and Finance Group Forum (FG) PP-ISEI 2026 at BSI Tower in Jakarta on Tuesday afternoon (14/4/2026). According to him, increasing the bank’s capacity not only impacts the company’s performance but also opens up broader financing opportunities for the public. With greater capital, the bank has the ability to disburse financing on a larger scale, including for productive sectors. BSI is preparing two pathways to achieve this target: organic and non-organic. Organically, the bank will strengthen capitalisation through profit accumulation and business enhancement.