BSI Reports Gold Instalment Soars 97.90 Percent Through April

PT Bank Syariah Indonesia (Persero) Tbk (BSI) announced that its gold instalment service grew significantly by 97.90 percent year-on-year (yoy) as of April 2026, reaching Rp16.93 trillion. According to the company, this increase demonstrates that more members of the public understand the importance of investment diversification and view gold as a safe alternative instrument for achieving medium and long-term financial goals. “Gold continues to hold appeal for people looking to make sharia-compliant investments in instruments that are safe and believed to be resistant to inflation. This is the potential we are cultivating to broaden the reach of BSI’s gold customers,” said BSI Sales & Distribution Director Anton Sukarna in a statement in Jakarta on Wednesday. The company noted that the gold instalment service attracts all age groups, from Generation Z and millennials to baby boomers. This has been driven by factors including selectable tenors, adjustable instalments, and the appeal of ANTAM and BSI Gold precious metals. Anton explained that gold can serve as an asset for urgent needs or long-term goals such as school fees, the Hajj pilgrimage, or wedding preparations for young people. To that end, BSI provides various grammage sizes for precious metals, ranging from 5 grams to 100 grams of gold. To strengthen the gold ecosystem, BSI, as a bullion bank, also cooperates with ANTAM regarding gold stock supply. According to the company, this collaboration is not merely a continuation but an aggressive expansion of a synergy built over more than a decade. The company stated that this move is also proof of its seriousness in advancing the Government’s Asta Cita programme through gold monetisation and a sustainable gold ecosystem. During 2025, BSI absorbed more than 60 percent of ANTAM’s gold sales portion in the related-party category. Overall, BSI absorbed around 11 percent of ANTAM’s total gold sales. BSI and ANTAM have agreed to enhance their collaboration, encompassing physical precious metals trading through digital access, strengthening retail distribution, and marketing, literacy, and educational synergies on gold investment for the public.