BSI Profit Rises 17.8%, Corporate Zakat Funds Increase
PT Bank Syariah Indonesia Tbk (BSI) has recorded a net profit of Rp 2.8 trillion up to April 2026. This achievement represents a growth of 17.79 per cent compared to the same period last year and serves as a pillar for increasing the company’s social contribution through the distribution of corporate zakat.
BSI Director of Finance & Strategy, Ade Cahyo Nugroho, stated that the company continues to maintain its business and financial fundamentals through the optimisation of productive assets, the strengthening of low-cost funds, and the development of the Sharia economic ecosystem.
“BSI continues to maintain its fundamental business and financial performance through asset optimisation, maintaining financing quality, increasing fee-based income, strengthening CASA, and increasing employee productivity through the development of the Sharia business ecosystem and bullion banking as sources of business growth,” Ade said in a statement on Tuesday (9/6).
With this profit achievement, the projected corporate zakat that can be distributed as of April 2026 reaches approximately Rp 72 billion. This value demonstrates that the social benefits provided by BSI to the community continue to increase alongside the company’s performance growth.
BSI’s positive performance is also reflected in asset growth, which reached Rp 452 trillion, an increase of 12.17 per cent annually. This growth is supported by well-functioning intermediation functions, both in terms of fund collection and financing distribution.
Up to April 2026, BSI’s third-party funds (DPK) reached Rp 382 trillion, growing by 17.9 per cent compared to the previous year. This growth was dominated by savings, which reached Rp 165 trillion, an increase of 22.02 per cent. Meanwhile, the Current Account Savings Account (CASA) ratio was recorded at 63.48 per cent.
The increase in fund collection indicates that public confidence in Sharia banking services continues to strengthen. This is evident in products such as the BSI Hajj Savings, which remains the primary choice for prospective pilgrims. Of the approximately 203,000 Indonesian Hajj pilgrims departing this year, 1s69,000 pilgrims, or about 83.5 per cent, settled their Hajj costs through BSI.
On the financing side, BSI distributed financing of Rp 332 trillion, a year-on-year growth of 15.59 per cent. This growth primarily originated from the consumer, retail, MSME, micro, and other productive sectors that support community economic activities.
Despite the double-digit growth, financing quality remains maintained. The gross non-performing financing (NPF) ratio improved to 1.8 per cent from 1.88 per cent during the same period last year.
BSI also continues to expand its support for government programmes. Up to March 2026, the company distributed Rp 198 billion in financing to 211 kitchens under the Free Nutritious Meal (MBG) Programme. Additionally, BSI supports the development of cooperatives and the distribution of People’s Business Credit (KUR) reaching tens of thousands of business actors.
In the housing sector, BSI has distributed Housing Financing Liquidity Facility (FLPP) to 894 customers in the first quarter of 2026. The total amount of subsidised housing financing distributed has reached Rp 5.7 trillion.
Through these strategies, BSI hopes to continue strengthening its position as the largest Sharia bank in Indonesia while expanding its contribution to national economic growth and community welfare.