BSI Gold Instalments Surge Over 97.90% Year-on-Year Amid Strong Demand

Bank Syariah Indonesia has recorded positive growth in its gold business. Recorded until April 2026, gold instalments grew by 97.90 percent year-on-year, reaching Rp16.93 trillion. Amid economic dynamics, gold remains a favourite as an investment believed to be resistant to inflation. This is evidenced by the continued increase in public appetite to own gold by paying for gold bullion in instalments. The increase shows that more people understand the importance of investment diversification and view gold as a safe alternative instrument to achieve medium- and long-term financial goals. Gold still holds appeal for people wanting to make Sharia investments in instruments that are safe and believed to be inflation-resistant. We are tapping into this potential to expand the reach of BSI’s gold customers, said BSI Sales & Distribution Director Anton in a written statement on Wednesday. Anton explained that gold instalment services are in demand across all groups, from Gen Z and millennials to baby boomers. This is also driven by various factors, including flexible tenors, adjustable instalments, and ANTAM and BSI Gold bullion appealing to customers. He described gold as an asset for urgent needs or long-term purposes such as school fees, Hajj, or wedding preparations among young people. To that end, we have prepared various gold bullion grammage sizes starting from 5 grams to 100 grams, Anton explained. As a bullion bank, BSI currently collaborates with ANTAM for gold stock supply. During 2025, BSI absorbed more than 60 percent of ANTAM’s gold sales in the related party category. In terms of ANTAM’s total overall gold sales, BSI absorbed around 11 percent. BSI and ANTAM agreed to strengthen collaboration covering physical gold bullion trade through digital access, strengthening retail distribution, as well as marketing, literacy, and public gold investment education synergies.