BSI Gold Instalment Financing Grows 97.9%, Gold Investment Increasingly Popular

Public interest in investing in gold through instalment schemes continues to rise. Amid economic uncertainty and financial market fluctuations, gold is still regarded as a relatively safe investment instrument for preserving asset value. PT Bank Syariah Indonesia (BSI) recorded gold instalment financing reaching Rp 16.93 trillion as of April 2026. This figure grew 97.9 percent compared to the same period the previous year. BSI Sales & Distribution Director Anton Sukarna said this trend shows that more people are utilising gold as a medium- and long-term investment vehicle. “Gold remains attractive for people who wish to invest in a Shariah-compliant manner in an instrument considered safe and resistant to inflation,” Anton said in a statement on Thursday (11/6/2026). According to him, the gold instalment service is in demand across various age groups, from Generation Z to baby boomers. Besides gold’s relatively stable value, the public is also attracted by the flexible tenors and instalment amounts. Anton explained that gold is not only used as an investment instrument but also to prepare for various future needs. These include education costs, Hajj travel funds, and wedding preparations for the younger generation. BSI provides various choices of precious metals, ranging from 5 grams to 100 grams. The bank is also continuously strengthening its gold business ecosystem after obtaining a licence as a bullion bank. One of the steps taken is expanding cooperation with PT Aneka Tambang Tbk (Antam) to strengthen gold supply and distribution. The cooperation covers physical gold trading through digital services, strengthening the retail distribution network, and educating the public on gold investment. BSI stated that this collaboration is expected to broaden public access to gold investment while supporting the development of the national gold ecosystem.