BSI (BRIS) Profit Surges 17% to Rp2.2 Trillion in Q1 2026

Indonesia’s largest sharia bank, PT Bank Syariah Indonesia (Persero) Tbk. (BRIS), recorded an attributable profit for the year of Rp2.2 trillion throughout the first quarter of 2026. This achievement surged 17.10% year-on-year (yoy). According to its financial report, BSI posted financing income up 7% yoy to Rp7.58 trillion over the first three months of the year. Profit-sharing for investment account owners was successfully reduced by 11.17% yoy to Rp2.06 trillion. As a result, income after profit-sharing distribution rose 15.77% yoy to Rp5.53 trillion, from Rp4.77 trillion a year earlier. In its intermediation function, BSI recorded total financing disbursement of Rp324.17 trillion, up 14.43% yoy as of March 2026. Financing asset quality improved, as reflected in the gross non-performing financing (NPF) ratio of 1.80%, down from 1.88% a year prior. Meanwhile, the net NPF also declined to 0.38%. On the funding side, total third-party funds (DPK) reached Rp376.79 trillion, up 18% yoy. BSI’s liquidity also eased, as shown by the financing to deposit ratio (FDR) of 87.14% for Q1 2026. This figure decreased from 89.87% a year earlier. BSI’s total assets stood at Rp460.13 trillion in Q1 2026.