Bringing Financing Access Closer to Developing Cities in Indonesia
PT Pratama Interdana Finance, a financing company licensed and supervised by the OJK (Financial Services Authority), continues to strengthen its business and ecosystem in Indonesia.
Over the past two years, Yess_Credit has partnered with more than 12,000 retail partners across 31 provinces, boasting a total of 8 million registered users. As of June 2026, the accumulated financing disbursed has reached Rp5 trillion.
This growth is also evident in small and developing cities, with total financing increasing by 133% over the last two years. Alongside this expansion, YesssCredit is broadening its financing facilities to cover various needs, ranging from mobile phones, TVs, computers, and laptops to home accessories and electric bicycles.
Speaking at a media gathering held on Wednesday, 30 September 2026, in South Jakarta, the Director of YesssCredit, Sylvia Yulianti Sirait, stated that this growth demonstrates that financing needs are increasingly expanding and spreading across various regions of Indonesia.
“The growth of YesssCredit over the past two years shows that the need for financing exists in various regions and is not limited to major cities. Therefore, we continue to expand our partner network and provide financing options that are relevant to the needs of the community in every area,” she said.
“We recognise that the financing industry carries a great responsibility. Therefore, we ensure that consumers understand the costs and financing terms within the application. We also focus on consumer protection, including personal data security and providing official YesssCredit channels to address inquiries and complaints,” added Sylvia.
This growth is part of YesssCredit’s commitment to providing services that are close to the community, relevant to their needs, and responsible in providing access to financing.
On the same occasion, YesssCredit introduced the “Yesss Pasti Bisa” (Yesss, It’s Definitely Possible) spirit, alongside the “Dekatkan Kesempatan” (Bringing Opportunities Closer) roadshow series, which will visit Tangerang, Pekanbaru, and Manado through the end of 2026. This series is part of YesssCredit’s efforts to bring services closer and build stronger relationships with the public and local ecosystems.
The first roadshow will take place in Tangerang from 26 October to 1 November 2026, before continuing to Pekanbaru and Manado. YesssCredit is targeting more than 2,000 visitors across these three cities by the end of the year.
During the roadshow series, the public can enjoy various programmes and special offers, including instalments ranging from 3 to 24 months, limits of up to Rp30 million, interest and down payments starting from 0%, and even one or two free instalments.