BRI Welcomes Government's SAL Redeposit to Bolster Liquidity and Intermediation
PT Bank Rakyat Indonesia (Persero) Tbk has welcomed the re-placement of SAL (Treasury Single Account) funds within Himbara banks, viewing it as a strategic step to maintain national banking liquidity adequacy while ensuring the intermediation function remains optimal to support national economic growth.
Speaking in Jakarta on Monday, BRI President Director Hery Gunardi expressed appreciation for the trust placed in BRI by the government through the Ministry of Finance regarding the placement of SAL funds. He noted that synergy between the Ministry of Finance and the banking industry is a vital factor in maintaining financial system stability and strengthening the momentum of national economic growth.
“We express our appreciation for the trust given by the government to BRI through the placement of SAL funds. This policy is a positive step to strengthen banking liquidity, thereby enhancing intermediating capacity to support the financing of productive sectors that drive the national economy,” said Hery.
Hery stated that if this policy is realised, the additional liquidity will be utilised optimally while prioritising prudent banking principles and sound risk management. Credit distribution will remain selectively directed towards productive sectors, including MSMEs, which have long been BRI’s primary focus, while considering credit quality and real financing needs within the economy.
This additional liquidity has the potential to strengthen the banking sector’s intermediation capacity to support national economic growth in line with healthy financing demand and the business prospects of customers across various economic sectors. As of March 2026, BRI’s total bank-only financing reached Rp1,358 trillion, the majority of which was distributed to MSMEs and the real sector.
The company stated that moving forward, it will continue to play an active role in supporting the financing of productive sectors that possess a multiplier effect on the economy. This aligns with its mandate as a bank focused on MSME empowerment and national economic growth.
“We will ensure that every credit disbursement is measured to provide a real impact on the economy. BRI’s focus is on productive sectors capable of creating jobs, increasing productivity, and strengthening national economic competitiveness,” Hery added.
To balance this financing, the BBRI-listed issuer will also continue to boost the acquisition of third-party funds (DPK), particularly in low-cost funds (CASA), through the strengthening of the company’s digital ecosystem. “With strong fundamentals and a focus on MSMEs, BRI is optimistic that it can continue to contribute as a primary driver of the people’s economy while creating added value for the community and the Indonesian economy,” said Hery.
It was previously reported that the Government, through the Ministry of Finance, decided to re-place SAL funds in Himbara member banks with a total of almost Rp400 trillion. This step was taken after a portion of the SAL had been withdrawn.
Deputy Finance Minister Juda Agung stated on Monday (29/6) that the government had previously withdrawn SAL funds amounting to Rp110 trillion in June 2026 from the previous total placement, which left Rp281 trillion. These funds have now been returned to the banking sector, bringing the total placed funds to Rp281 trillion, which will be maintained until the end of the year.
In addition, an additional standby fund of Rp100 trillion is currently held at Bank Indonesia (BI). Consequently, the total funds that can be placed in the banking sector could reach Rp381 trillion.