BRI Welcomes Government's Move to Optimise State Budget Surplus Placement

PT Bank Rakyat Indonesia (Persero) Tbk (BRI) has welcomed the government’s move to optimise state cash management through the placement of State Budget Surplus (SAL) funds. The bank believes this policy reflects fiscal and financial sector synergy in maintaining banking system liquidity stability while strengthening the intermediation function to support national economic growth. BRI President Director Hery Gunardi stated that the SAL placement instrument plays a strategic role in supporting financial system stability and strengthening the banking sector’s capacity to perform its intermediation function optimally. “BRI supports the government’s efforts to optimise state cash management through SAL placements. This policy provides liquidity support for the banking industry, enabling banks to carry out their intermediation function more optimally while upholding prudential principles,” Hery said. He explained that maintained liquidity is a crucial prerequisite for banks to continue channelling sound credit to productive sectors. With adequate liquidity support, banks have greater capacity to meet business financing needs without compromising asset quality or risk management. “For BRI, this liquidity support will be optimised to strengthen quality lending, particularly to the real sector, including MSMEs, which have a high economic impact,” Hery added. He noted that the bank’s focus remains on productive financing to create a multiplier effect through increased business activity, job creation, and stronger community economic empowerment. As the bank with the largest MSME financing portfolio in Indonesia, BRI affirmed it will continue directing credit expansion to key drivers of the national economy, including MSMEs, agriculture, trade, processing industries, and other productive sectors. As of the end of the first quarter of 2026, BRI had disbursed loans totalling Rp1,562 trillion, with the MSME segment remaining the main pillar of its credit portfolio at Rp1,211 trillion. The bank views the synergy between fiscal policy and the financial sector as a crucial factor in maintaining national economic growth momentum amid global economic dynamics. BRI remains committed to supporting government policies aimed at maintaining financial system stability while strengthening financing capacity for the real sector. “BRI believes that synergy between the government and the banking industry is a fundamental foundation for driving sustainable economic growth,” Hery concluded.