BRI Welcomes Government SAL Fund Placement to Boost Productive Financing

PT Bank Rakyat Indonesia (Persero) Tbk has welcomed the government’s policy, via the Ministry of Finance, to once again allocate excess budget funds (Saldo Anggaran Lebih/SAL) to banks within the Association of State-Owned Banks (Himbara). This policy is a strategic step in maintaining the liquidity adequacy of national banking whilst ensuring the intermediation function continues to run optimally to support national economic growth.

BRI President Director Hery Gunardi expressed appreciation for the trust once again placed by the government through the Ministry of Finance in BRI via the SAL fund placement. According to him, the synergy between the Ministry of Finance and the banking industry is an important factor in maintaining financial system stability whilst strengthening the momentum of national economic growth.

“We express our appreciation for the trust placed by the government in BRI through the SAL fund placement. This policy is a positive step to strengthen banking liquidity so that intermediation capacity in supporting financing for productive sectors that drive the national economy is enhanced,” said Hery.

He added that if the policy is realised, the additional liquidity will be utilised optimally while still prioritising the principles of prudent banking and sound risk management. Financing distribution will continue to be directed selectively towards productive sectors, including MSMEs which have been BRI’s main focus, by considering credit quality and real financing needs in the economy.

The additional liquidity has the potential to strengthen the banking intermediation capacity in supporting national economic growth in line with healthy financing demand and the business prospects of customers across various economic sectors.

As of March 2026, BRI’s total financing on a bank-only basis was recorded at IDR 1,358 trillion, the majority of which was channelled to MSMEs and the real sector. Going forward, BRI will continue to play an active role in supporting financing for productive sectors that have a multiplier effect on the economy, in line with its mandate as a bank focused on MSME empowerment and national economic growth.

“We will ensure that every financing distribution is carried out in a measured manner to have a real impact on the economy. BRI’s focus is on productive sectors capable of creating jobs, increasing productivity, and strengthening national economic competitiveness,” Hery concluded.