BRI Records Solid Profitability with Rising ROE and ROA Quarter-on-Quarter, Creating Added Value for Shareholders
Jakarta, VIVA – PT Bank Rakyat Indonesia (Persero) Tbk or BRI continues to record an increase in added value for shareholders, amid a global economic situation still coloured by geopolitical risks. This performance aligns with the implementation of the BRIvolution Reignite transformation, which has been underway for the past year.
At the BRI Financial Performance Press Conference for the First Quarter of 2026 at BRI Headquarters on Thursday (30/4/2026), BRI President Director Hery Gunardi stated that a combination of improved asset quality and cost efficiencies is driving the company’s profitability growth. Return on Assets (ROA) was recorded at an increase to 2.8%, while Return on Equity (ROE) rose from 17.1% in the First Quarter of 2025 to 18.4% in the First Quarter of 2026.
“This growth reflects BRI’s ability to maintain a balance between credit expansion and increasingly efficient fund cost management. On one hand, strong credit growth provides a boost to interest income. On the other hand, improvements in the funding structure, particularly the increase in CASA, help suppress the cost of funds. Overall, BRI is not only growing but also able to maintain the quality of that growth,” Hery explained.
As recorded up to the First Quarter of 2026, BRI’s total assets reached Rp2,250 trillion, or a 7.2% year-on-year (YoY) growth. On the intermediation side, credit and financing disbursements also showed solid growth, increasing 13.7% YoY to Rp1,562 trillion.
Supported by strong business fundamentals amid industry dynamics, selective credit growth, fund cost efficiencies, and maintained asset quality, BRI successfully recorded a net profit of Rp15.5 trillion, or a 13.7% YoY growth.
Hery stated that this performance is supported by strong fundamentals and consistency in strategies to drive healthy growth while maintaining asset quality. BRI is optimistic that this momentum will continue, in line with the company’s focus on strengthening digitalisation, disciplined risk management, and creating sustainable value for all stakeholders.
Looking ahead, BRI will continue to reinforce its role as a bank committed to the people’s economy by positioning MSMEs at the centre of growth. BRI will strengthen the MSME ecosystem end-to-end, from financing access, business mentoring, to integration with markets and digital ecosystems, thereby creating growth that is not only inclusive but also sustainable.