BRI Multiguna Simplifies the Realisation of Dream Homes at Danantara Housing Expo
Obtaining the keys to a dream home is one of life’s most significant emotional and personal achievements. However, the euphoria of finding a property is often followed by practical concerns regarding interior design, furniture procurement, and the costs of renovating kitchens or living spaces to ensure functionality and comfort.
Finding the right building and location is only half the journey; the next major challenge is transforming empty spaces into a comfortable home that reflects the inhabitant’s character. This process often requires meticulous financial planning to ensure that renovation and furnishing expenses do not disrupt a family’s monthly cash flow stability.
For those actively planning or searching for ideal properties, the Danantara Housing Expo (DHE) 2026, held at NICE PIK 2, Tangerang, Banten, serves as a primary platform. Running from 27–30 August 2026, this major exhibition is a tangible manifestation of support from Danantara Indonesia and the entire State-Owned Enterprise (SOE) ecosystem in realising the 3 Million Houses Programme. The expo features over 360,000 property units from more than 130 developers, ranging from subsidised housing and family homes to apartments and premium residences, complete with innovative eco-friendly construction technologies.
At the Danantara Housing Expo 2026, BRI Multiguna is present as a smart complementary financing solution. The BRI Multiguna Credit (BRIguna) is a loan facility provided by Bank BRI for active employees and retirees whose fixed income is paid via BRI payroll. Specifically, through the BRIguna Karya variant, this facility is aimed at active employees with fixed incomes, including civil servants (ASN), military (TNI), police (POLRI), SOE employees, and private sector workers, offering flexible tenures of up to 15 years without collateral.
Within the integrated housing ecosystem of the Danantara Housing Expo 2026, BRI Multiguna serves as a supporting product and a strategic communication instrument to assist visitors with renovation and furnishing needs. These flexible loan funds can be utilised for various purposes, from children’s education to renovating living areas, without affecting the family’s primary cash flow.
To support the public, BRI is offering highly competitive special deals during the exhibition, including programme interest rates starting from 8.17% p.a. for certain segments and a 17% discount on AJK premiums for new debtors, subject to terms and conditions.
Detailed Interest Rates and Financing Schemes:
For Civil Servants (ASN), Military (TNI), Police (POLUI), SOE, and BRI Employees:
New Applications / Take Overs: Special interest rates starting from 8.17% p.a. with a very low provision fee of 0.5%.
Top-up Applications (Additional Facilities): Attractive interest rates starting from 8.81% p.a.
For Private Sector Workers:
New Applications / Take Overs: Competitive interest rates starting from 9.17% p.a. with a 0.75% provision fee.
Top-up Applications (Additional Facilities): Effective from 9.81% p.a.
BRI Multiguna also provides administration fees based on the loan ceiling:
Ceiling up to IDR 200 million: IDR 17,000
Ceiling above IDR 200 million to IDR 500 million: IDR 45,000
Ceiling above IDR 500 million: IDR 81,000
All these schemes are specifically designed to allow for precise monthly instalment planning.
Before executing renovation or furnishing plans after exploring the hundreds of thousands of units at the Danantara Housing Expo 2026, it is essential to carefully prioritise rooms and calculate ideal instalment capacities to maintain financial stability alongside the beauty of your new home.