BRI Launches KPR Solusi with Flexible Interest Schemes for Property Purchases

PT Bank Rakyat Indonesia (Persero) Tbk has launched BRI KPR Solusi, a financing facility enabling the public to acquire various properties from BRI’s collateral assets, either through auction by the State Assets and Auction Service Office (KPKNL) or private sale. The programme aims to provide a solution for individuals seeking competitively priced properties, supported by flexible interest rate schemes, long tenors, and a straightforward, reliable financing process. BRI KPR Solusi is open to diverse customer segments, including salaried employees, professionals, entrepreneurs, and individuals looking to purchase their first home or an investment property. Customers can browse available property assets via the BRI Info Lelang website before applying for financing. The product offers three interest rate schemes: a Fixed & Floating Rate, which provides certainty during the initial fixed period before adjusting; a Tiered Interest scheme, which gradually adjusts rates based on the credit period; and a Fixed All scheme, which locks in a fixed rate for the entire loan tenure of up to 25 years. The programme also features competitive interest rates starting from the fixed-rate period, with specific terms and conditions applying, and is designed to help customers manage their monthly instalments according to their financial capacity.