BRI Introduces QRIS Cross-Border BRImo in China to Facilitate Easier Overseas Transactions

PT Bank Rakyat Indonesia (Persero) Tbk continues to strengthen its role in providing cross-border digital payment solutions through the development of QRIS Cross-Border BRImo, which can now be utilised in China. This step reflects BRI’s commitment to delivering a seamless transaction experience for customers on the global stage.

This expansion aligns with the increasing mobility of Indonesians travelling abroad, including to China, which has become a favourite destination post-pandemic, necessitating more practical and secure transaction solutions. Through the QRIS Cross-Border feature in BRImo, customers need only scan a QR code at local Chinese merchants to transact directly without the need to exchange physical cash. All payments are automatically converted from Rupiah balances using transparent, competitive, and real-time exchange rates.

The implementation of QRIS Cross-Border in China is also part of BRI’s support for Bank Indonesia in expanding the connectivity of cross-border payment systems. This is expected to increase transaction efficiency for Indonesians abroad, strengthen Indonesia’s position in the global digital financial ecosystem, and encourage the creation of a more integrated cross-border payment network.

BRI’s Director of Information Technology, Saladin Dharma Nugraha Effendi, stated that the development of QRIS Cross-Border BRImo in China is part of BRI’s efforts to strengthen digital services to support customer needs when travelling abroad.

“The presence of QRIS Cross-Border BRImo in China has the potential to increase transactions by tourists abroad due to its ease of use. With this system, Indonesian tourists can shop directly at merchants in China that are integrated with QRIS. Moving forward, BRI will continue to drive digital service innovations that are relevant to public needs while expanding the acceptance of Indonesia’s digital payment systems at a global level,” said Saladin.

Through QRIS Cross-Border BRImo in China, Indonesian tourists can now transact more easily at various Chinese merchants without the need to carry cash or seek money changers. The transaction process becomes faster and more convenient through direct QR scanning, with a system that automatically deducts Rupiah balances and displays transaction details transparently within the BRImo application.