BRI Introduces Automatic Gold Savings 'Toggle' Feature on BRImo, Enabling Transfers and Investment from IDR 10,000
PT Bank Rakyat Indonesia (Persero) Tbk (BRI) continues to provide investment convenience for the public through digital innovation. Responding to the needs of a dynamic younger generation keen to prepare for the future, BRI has launched an automatic gold savings ‘Toggle’ feature on its BRImo app. Through this innovative feature, customers can make a transfer and automatically invest in gold in just one click. To enjoy this convenience, customers simply log into the BRImo app, select the Transfer menu, and enter the destination account number as usual. On the transaction confirmation page, customers activate the gold savings button and specify the desired gold purchase amount, starting from just IDR 10,000. After confirming the transaction and entering their BRImo PIN, the transfer is sent to the destination account while the customer’s gold savings balance is automatically topped up at the same time. BRI’s Information Technology Director, Saladin D. Effendi, explained that this innovation was designed to meet the public’s demand for ease in managing finances, including building future assets. He noted that the feature is part of BRI’s commitment to delivering digital banking services that are not only secure and practical but also capable of fostering positive financial habits and supporting long-term customer welfare. ‘Through the Toggle Gold Savings feature on BRImo, we want to present a new, easier way for customers to start investing in gold. Customers can still make transfers as usual, but at the same time can automatically purchase gold starting from IDR 10,000 in a single transaction. So, the transfer goes through and the gold is saved simultaneously. Everything is practical in one transaction on BRImo,’ said Saladin. With this innovation, BRI aims to simplify public access to gold investment, which is often perceived as complicated or expensive. The option has now become far more inclusive and can be started with a very affordable nominal amount, beginning at just IDR 10,000.