BRI Backs State Cash Management Optimisation to Strengthen Quality Lending
PT Bank Rakyat Indonesia (Persero) Tbk, or BRI, has welcomed the government’s move through the Ministry of Finance to optimise state cash management through the placement of excess budget balance (SAL) funds.
The policy reflects fiscal and financial sector synergy in maintaining banking system liquidity stability while strengthening the intermediation function to support national economic growth.
BRI President Director Hery Gunardi said state cash management instruments such as SAL fund placements play a strategic role in supporting financial system stability while strengthening the banking sector’s capacity to carry out its intermediation function optimally.
“BRI supports the government’s move to optimise state cash management through SAL fund placements,” Hery said in a statement on Wednesday (5/8/2026).
The policy, according to him, provides liquidity support for the banking industry so that banks can carry out their intermediation function more optimally while still prioritising prudential principles.
According to Hery, maintained liquidity is an important prerequisite for banks to continue distributing sound credit to productive sectors. With adequate liquidity support, banks have greater room to meet the financing needs of the business world without neglecting asset quality or risk management.
For BRI, the liquidity support will be optimised to strengthen quality credit distribution, particularly to the real sector, including MSMEs, which have a high economic impact.
“Our focus remains on productive financing so that it can create a multiplier effect in the form of increased business activity, job creation, and strengthening of the people’s economy,” Hery explained.
As the bank with the largest MSME financing portfolio in Indonesia, BRI will continue to direct credit expansion to sectors that are the main drivers of the national economy, including micro, small, and medium enterprises (MSMEs), agriculture, trade, processing industry, and other productive sectors.
As of the end of the first quarter of 2026, BRI had distributed Rp 1,562 trillion in loans, with the MSME segment remaining the main pillar of BRI’s credit portfolio with total distribution reaching Rp 1,211 trillion.
Synergy between fiscal policy and the financial sector is an important factor in maintaining national economic growth momentum amid global economic dynamics.
Therefore, BRI will continue to support various government policies aimed at maintaining financial system stability while strengthening financing capacity for the real sector.
According to Hery, BRI believes that synergy between the government and the banking industry is an important foundation in driving sustainable economic growth.
“Through prudent liquidity management and quality credit distribution, we will continue to increase BRI’s contribution as an agent of development that supports national economic growth, expands financial inclusion, and improves public welfare,” Hery concluded.
Previously, on Tuesday (4/8/2026) in Tangerang, Finance Minister Purbaya Yudhi Sadewa said the government was open to extending the placement period of excess budget balance (SAL) funds in the Association of State-Owned Banks (Himbara) until next year. Previously, part of the SAL funds had been planned to be withdrawn at the end of 2026.