BRI Affirms Commitment to Shareholder Returns Amid Accelerating Business Growth
PT Bank Rakyat Indonesia (Persero) Tbk, or BRI, continues to demonstrate solid fundamentals and healthy business growth through the second quarter of 2026. This performance forms the foundation for the company to continue creating optimal and sustainable value for shareholders, whilst maintaining adequate capital capacity to support future business growth.
As of the end of the second quarter of 2026, BRI recorded a consolidated net profit of Rp31.2 trillion, growing 17.5% year-on-year. This growth was supported by credit expansion of 16.2% year-on-year, accompanied by improved asset quality reflected in the decline of the non-performing loan (NPL) ratio from 3.0% to 2.9%.
On the capital side, BRI also maintained its CAR at 21.5%, above the company’s long-term target of at least 20%, thereby continuing to provide ample room to support future business growth. This performance reflects BRI’s ability to keep driving business growth whilst maintaining disciplined asset quality and capital adequacy.
BRI’s Finance and Strategy Director, Achmad Royadi, revealed that this performance is important capital for BRI in maintaining a balance between creating value for shareholders and long-term business development needs.
“BRI remains committed to creating optimal and sustainable value for all shareholders. Regarding the dividend payout ratio, the company’s dividend policy is determined by comprehensively considering various factors, including financial performance, capital levels, business development needs, economic conditions, and shareholder decisions through the General Meeting of Shareholders,” said Achmad.
According to him, BRI’s ability to create shareholder value continues to be supported by the company’s increasingly strong fundamentals. Profit growth accompanied by credit expansion and improved asset quality gives BRI room to maintain a balance between providing optimal returns to shareholders and retaining capital capacity to support healthy and sustainable business growth. Capital increases, primarily from profits, strengthen BRI’s capacity to grow its business sustainably.
“Most importantly, BRI’s ability to create shareholder value remains supported by increasingly strong fundamentals. This condition provides ample room for BRI to maintain a balance between providing optimal returns to shareholders and retaining capital capacity to support healthy and sustainable business growth,” Achmad continued.
For BRI, value creation for shareholders is not seen solely from the size of dividends and capital gains, but also from the company’s ability to increase profits, strengthen fundamentals, maintain asset quality, and generate long-term growth. In this context, capital growth, including through increased profits, is part of the capital management strategy to strengthen BRI’s capacity to finance growth and capture various future business opportunities.
“We view value creation for shareholders from a much broader perspective. With this optimisation of capital allocation, we are committed to generating solid profit growth, so as to deliver increasing returns and value for all shareholders,” Achmad added.
Going forward, BRI will continue to pursue its growth strategy in a disciplined manner, maintaining a balance between business expansion, asset quality, profitability, and capital adequacy. With solid fundamentals and preserved capital capacity, BRI is optimistic it can sustain its growth momentum whilst continuing to deliver sustainable economic value for all shareholders.
“Our focus is on ensuring every capital allocation decision creates optimal value in the long term. BRI will continue to maintain a balance between providing attractive returns to shareholders, strengthening capital, and providing ample room to support business growth. In this way, BRI’s growth today can become the foundation for increasingly strong and sustainable shareholder value creation in the future,” Achmad concluded.