BPJS Ketenagakerjaan Promotes Heir Independence Through PEKA Programme
BPJS Ketenagakerjaan continues to strengthen its commitment to improving the welfare of workers and their families, not only through employment social security protection but also through economic empowerment for the heirs of participants who have received benefits or compensation. This commitment is realised through the Economic Empowerment and Independence Programme for Beneficiaries (PEKA), implemented in the Kalimantan region.
As a form of sustainable care, BPJS Ketenagakerjaan is collaborating with the Cooperatives, SMEs and Industry Office (DKUKMP) of Balikpapan City and Bank BTN’s Balikpapan Branch as strategic partners in delivering training, mentoring, and strengthening financial literacy and inclusion for the heirs of participants who have received benefits. The programme aims to help heirs rebuild their economic independence after the risks experienced by their families.
The PEKA programme is designed so that social security benefits function not merely as short-term support for consumptive needs, but also as a foundation for productive businesses that can grow into new sources of income. Through this step, BPJS Ketenagakerjaan affirms its role not just as a social security provider but also as an empowerment driver delivering real impact on family welfare.
The training and mentoring activity was attended by 30 beneficiaries who are heirs in the Kalimantan region. The PEKA activity was designed as a first step in preparing them to develop independent and sustainable businesses.
Dedi Hardianto, Chair of the BPJS Ketenagakerjaan Board of Supervisors, welcomed the collaboration with DKUKMP and Bank BTN in supporting the strategic PEKA programme, which aims to make BPJS Ketenagakerjaan’s programmes more than just protection (beyond protection) for the families of beneficiary heirs.
“We strongly support the PEKA programme for beneficiaries’ heirs through this collaboration with DKUKMP and BTN. Our hope is that when the claim funds are received by the heirs, they also gain skills, so that after a husband passes away and income is lost, the heir can continue living because we provide training in entrepreneurial skills and financial management, enabling them to sustain the family’s economy,” said Dedi.
At the training, Bobby Chandra, Head of Bank BTN’s Balikpapan Branch, provided education on the theme of a calm retirement, secure finances, and a meaningful life. “We are ready to support the PEKA programme initiated by BPJS Ketenagakerjaan to encourage heirs who have received benefits to manage their finances wisely. It starts with financial planning and managing funds appropriately, so the claim benefits received by heirs can sustain family welfare over the long term,” said Bobby.
At the same event, Tonny Hartono, Head of the Industrial Technology Resources Division at DKUKMP Balikpapan, welcomed the PEKA programme for the heirs of BPJS Ketenagakerjaan beneficiaries. In the training, Tonny presented material on building a resilient entrepreneurial mindset in the digital era.
“In the digital era, building a business requires not only capital but also an entrepreneurial mindset that is resilient to technological developments, in order to identify opportunities for developing a sustainable business,” said Tonny.
Through the PEKA programme, BPJS Ketenagakerjaan hopes that heirs who have received compensation can gain the opportunity to grow and become economically empowered, so that the benefits of the employment social security programme are felt more comprehensively — not only as protection when facing work-related risks, but also as a bridge towards a more independent, productive and prosperous life.