BPD Bali Presents Performance Results to Shareholders
The management of Bank Pembangunan Daerah (BPD) Bali held a meeting with shareholders to present the bank’s performance results up to August 2026. The meeting also involved a comprehensive evaluation of strategic banking issues and the formulation of policies for business development.
“The discussions and input from today’s meeting serve as an important guide for us to continue improving service quality and strengthening Bank BPD Bali’s business foundation to be more adaptive to future economic dynamics,” said the President Director of Bank BPD Bali, I Nyoman Sudharma, on Wednesday (9/9/2026).
Synergy between management and local government has been the primary driver behind the positive financial performance growth through the third quarter of 2026. As of August 2026, BPD Bali recorded a year-on-year asset growth of 6.05% to Rp 44,164 billion, exceeding the established targets.
The company’s resilience is also supported by a 21.08% annual increase in core capital to Rp 6,253 billion. This figure places the Capital Adequacy Ratio (CAR) at 30.59%.
Public trust in BPD Bali is reflected in the collection of Third-Party Funds (DPK), which reached Rp 36,317 billion, representing a 4% year-on-year growth.
The company’s funding quality has also remained efficient with an increase in the proportion of low-cost funds. This is evident from a 13.65% increase in current accounts and stable growth in savings. Consequently, the Current Account Savings Account (CASA) ratio reached 66.47%, while the bank recorded good efficiency with an Operating Expenses to Operating Income (BOPO) ratio of 59.29%.
This operational and funding efficiency aligns with the company’s profitability. BPD Bali booked a profit of Rp 945 billion, an 8.14% increase year-on-year. According to the Financial Banking Publication Report from the Financial Services Authority (OJK) as of July 2026, BPD Bali recorded the second-highest profit among the 10 regional banks (BPD) in Indonesia whose assets are ranked within the top six.
Furthermore, BPD Bali continues to strive to perform its intermediation function in efforts to empower the regional economy through credit distribution. Total credit distribution by BPD Bali grew by 7.03% year-on-year to Rp 26,201 billion. This growth is expected to provide direct benefits to productive sectors and the community.
Micro, small, and medium enterprise (MSME) credit distribution recorded a year-on-year growth of 14.52%, reaching Rp 14,154 billion. This is in line with BPD Bali’s steps to optimise the composition of productive credit, which now stands at 62.39% of the total credit portfolio.
“The distribution of working capital and investment credit exceeding targets shows that Bank BPD Bali consistently facilitates local business actors to expand their businesses, thereby helping to create jobs and support community welfare,” explained Sudharma.
Credit distribution is carried out with the application of adequate prudential principles. Bank BPD Bali has successfully maintained its credit quality, as seen from a Gross Non-Performing Loan (NPL) ratio of 1.03% and a Loan at Risk (LaR) ratio of 3.30%.