BPD Bali Disburses Rp 960.51 Billion in KUR Loans up to May 2026

Bank BPD Bali has disbursed Kredit Usaha Rakyat (KUR) totalling Rp 960.51 billion from January to May 2026, demonstrating its commitment to sustainably facilitating and empowering the micro, small, and medium enterprise (MSME) sector. President Director I Nyoman Sudharma stated that the financing is focused on non-trade production sectors, in line with the central government’s Asta Cita priorities and the Bali Provincial Government’s Ekonomi Kerthi Bali concept, which emphasises strengthening the competitiveness of local businesses. The bank’s KUR disbursement target for the full year 2026 is set at Rp 1.8 trillion. Of the amount channelled so far, 62.49 percent has been realised in the production sector, with the services sector accounting for the most dominant portion at 40.74 percent of total disbursements. Cumulatively, Bank BPD Bali’s KUR distribution has reached Rp 11.25 trillion, with an outstanding balance of Rp 3.58 trillion. The 2026 disbursement was absorbed through three schemes: KUR Kecil amounting to Rp 776.36 billion, KUR Mikro at Rp 183.88 billion, and KUR Super Mikro at Rp 270 million. Beyond the services sector, this year’s KUR distribution also targeted other priority ecosystems, including the upstream-to-downstream agricultural sector, the marine and fisheries sector in coastal areas, and the industrial processing sector supporting local artisans and MSMEs. Nyoman Sudharma noted that targeted financing access is expected to help business actors meet their capital needs and maintain business continuity. The 2026 KUR distribution has also become more inclusive, with 73.28 percent of financing allocated to new debtors, while the remaining 26.72 percent went to existing debtors. To ensure capital access reaches remote communities, Bank BPD Bali is running the ‘Bank BPD Bali Goes To Banjar’ programme, aimed at improving financial literacy and providing training for rural communities. This expansion effort is reinforced through synergy with Village Credit Institutions (LPD) and Village-Owned Enterprises (BUMDes) as strategic partners to identify potential MSMEs in every village. Furthermore, the bank is designing a community- or cluster-based financing strategy to empower village ecosystems, particularly in the agriculture and livestock sectors, ensuring safer and more targeted distribution. This empowerment strategy is strengthened by close collaboration with local financial institutions deeply rooted in the community. Bank BPD Bali also optimises the network of LPDs in various traditional villages to conduct initial identification through linkage or referral schemes for MSMEs requiring capital escalation. BUMDes are also engaged as strategic partners, both in the distribution of financing and as offtakers for community products funded by KUR. Through a combination of measured distribution, a focus on new debtors, and a community-based approach, Bank BPD Bali is optimistic that the 2026 KUR target will be achieved, contributing to the strengthening of Bali’s economy from the village level upwards.