BPD Bali Disburses Rp 1.7 Trillion in KUR, Enters Banjars to Boost MSMEs
Bank BPD Bali continues to demonstrate its commitment as a driver of the regional economy through the distribution of People’s Business Credit (KUR) focused on empowering Micro, Small, and Medium Enterprises (MSMEs).
In 2025, Bank BPD Bali’s KUR distribution reached Rp 1.768 trillion, reaching 8,946 debtors throughout Bali. The service sector dominated the financing, accounting for 40.56% of the total distribution.
Additionally, Bank BPD Bali has prioritised KUR distribution within the production sector. This reached Rp 1.081 trillion, or 61.13% of the total KUR distribution in 2025.
“KUR is a flagship product of Bank BPD Bali for MSME financing. As of 31 May 2026, the aggregate amount reached Rp 11.253 trillion with an outstanding balance of Rp 3.588 trillion, representing 26.55% of Bank BPD Bali’s total MSME credit distribution of Rp 13.515 trillion,” stated the President Director of Bank BPD Bali, I Nyoman Sudharma, on Monday (29/06/2026).
Sudharma added that the priority placed on production sectors—such as services, agriculture, manufacturing, fisheries, and construction—is expected to create a multiplier effect on employment absorption and Bali’s economic growth.
Beyond KUR, Bank BPD Bali also offers other credit programmes, including KUA (Agricultural Machinery Credit), KIPK (Labour-Intensive Industry Credit), KPP (Housing Programme Credit), and KUSUMA Credit (Credit for Prosperous, Superior, & Advanced Business).
As of May 2026, KUSUMA Credit has been realised with a total ceiling of Rp 1.656 trillion and an outstanding balance of Rp 1.362 trillion across 2,841 debtors.
“To encourage MSMEs to scale up, Bank BPD Bali has launched the KUSUMA credit product, aimed at MSMEs that can no longer access KUR or those with the potential to become commercial debtors with competitive interest rates,” he said.
Support for MSMEs extends beyond financing. Bank BPD Bali actively provides assistance by involving MSMEs in exhibitions to expand market access. Training and capacity-building sessions are also regularly held to enhance the business management capabilities of entrepreneurs.
Digitalisation is also a primary focus for Bank BPD Bali to expand the cashless transaction ecosystem. This is being realised through the optimisation of BPD Bali Mobile services, BPD Bali QRIS, the Balipay e-wallet, and the expansion of the MaiLaku Agent network to reach entrepreneurs in remote areas.
This acceleration is balanced with continuous improvements in public financial literacy through the innovative ‘Bank Goes to Banjar’ programme.
“This socio-cultural community-based approach allows Bank BPD Bali to be present directly within rural communities to provide education on healthy financial management, introduce banking products, and offer consumer protection against financial crimes, ensuring MSMEs are ready to face digital transformation challenges,” he explained.