Indonesian Political, Business & Finance News

BP Tapera Reports 77,000 Subsidised Housing Units Disbursed via FLPP Scheme

| Source: TEMPO_ID_BISNIS Translated from Indonesian | Property

The Public Housing Savings Management Agency (BP Tapera) has recorded that the realisation of the Housing Financing Liquidity Facility (FLPP) for subsidised housing reached 77,532 units as of 11 June 2026. This figure represents 22.15 per cent of the government’s target of 350,000 units for this year. BP Tapera Commissioner Heru Pudyo Nugroho stated that the distribution of housing financing assistance funds, or subsidised housing, through the FLPP scheme continues to show a positive trend. “In addition to monitoring the performance of distributing banks and developer associations, we are also continuously conducting outreach so that more low-income communities (MBR) can access and utilise the subsidised housing programme,” Heru said, as quoted from Antara on Sunday, 14 June 2026. This achievement is the result of collaboration with 36 distributing banks and 21 developer associations. The realisation of the Sejahtera FLPP mortgage is spread across 8,859 subsidised housing estates built by 9,163 developers in 375 regencies or cities across Indonesia. On the banking side, Bank BTN is the largest FLPP distributor with a realisation of 37,657 housing units, or 48.56 per cent of the current total distribution. It is followed by Bank Syariah Nasional, which has distributed 19,088 units (24.61 per cent). Next are Bank BRI with 6,275 units (8.09 per cent), Bank BNI with 5,608 units (7.23 per cent), and Bank Mandiri with 2,755 units (3.55 per cent), with the remaining 7.96 per cent coming from other FLPP partner banks. Meanwhile, from the developer association side, the achievement comes from Real Estat Indonesia (REI) with the highest realisation of 32,026 housing units, or 41.3 per cent of the current total distribution. The next position is held by the All-Indonesia Housing and Settlement Developers Association (Apersi) with 23,048 units (29.72 per cent), the People’s Housing and Settlement Developers Association (Himperra) with 10,426 units (13.44 per cent), followed by the National Housing Developers and Marketers Association (Asprumnas) with 3,532 units (4.55 per cent), PI with 2,475 units (3.19 per cent), and the remaining 7.8 per cent from other developer associations. Based on BP Tapera data, interest from the younger generation in the subsidised housing financing programme occupies the highest position. The 19–25 age group is the largest beneficiary of FLPP, with 28,060 housing units or 36.19 per cent of the total national achievement this year. This demonstrates that the interest among young people in owning their first home through this subsidised financing scheme is quite substantial. In terms of occupation, the private sector employee group remains the largest group utilising the FLPP service, accounting for 52,592 units or 67.83 per cent. This is followed by the self-employed group with 12,699 units or 16.38 per cent, civil servants with 6,343 units or 8.18 per cent, others with 4,723 units or 6.09 per cent, and military/police personnel with 1,175 units or 1.52 per cent. BP Tapera Commissioner Heru Pudyo Nugroho is optimistic that FLPP distribution will continue to increase each month. He noted that BP Tapera routinely coordinates and monitors the performance of distributing banks and developer associations to ensure distribution proceeds according to target.

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