BNI Records Net Profit of Rp5.6 Trillion up to Q1 2026, Supported by Performance Fundamentals and Business Transformation
Jakarta, VIVA – PT Bank Negara Indonesia (Persero) Tbk, or BNI, has recorded solid performance up to the first quarter of 2026 amid global uncertainties and geopolitical conditions, particularly the war in the Middle East, which is affecting the global economy. It is known that this conflict is influencing oil price movements, increasing inflation, and central bank interest rate policies in various countries.
Domestically, BNI views the mix of monetary and fiscal policies as an important buffer for the national economy. On the monetary side, the Bank Indonesia (BI) reference interest rate is at a balanced level to support growth and stability. In addition, BI has issued various policies to maintain rupiah exchange rate stability, which is crucial for preserving investor and business confidence amid global pressures.
Meanwhile, from the fiscal policy aspect, the government is providing stimuli such as social assistance, energy subsidies, and support for business sectors to protect people’s purchasing power and bolster domestic consumption as the main driver of economic growth.
In addition to the consumption side, the government is also focusing on productive spending that can enhance economic growth and national competitiveness. The banking industry remains in a strong position to maintain the engine of the national economy moving forward.
BNI President Director Putrama Wahju Setyawan stated that this achievement reflects the resilience of BNI’s business model, built through strengthening fundamentals, productivity, and sustainable transformation. In facing these dynamics, BNI is optimistic about demonstrating solid fundamental resilience built over the years. This is reflected in strong capital and liquidity conditions, resilient asset quality accompanied by adequate provisioning levels to keep the risk profile well-managed.
In addition, BNI continues to implement anticipatory steps and readiness to ensure it can navigate the ongoing global uncertainties.
“BNI continues to maintain growth momentum by prioritising prudence principles and discipline in risk management amid challenging global dynamics,” said Putrama, quoted from his statement on Wednesday, 29 April 2026.
He elaborated that as an effort to strengthen the capital foundation, BNI has taken proactive steps by issuing Additional Tier-1 (AT1) instruments worth US$700 million or equivalent to Rp11.9 trillion in April 2026. This capital strengthening further enhances BNI’s capacity to anticipate potential risks while opening up room for sustainable and healthy business expansion in the future.