BNI Offers SR025 Retail Sukuk with Attractive Cashback via wondr App
PT Bank Negara Indonesia (Persero) Tbk, known as BNI, is once again providing convenience for the public to invest in Retail State Securities (SBN) through the wondr by BNI application. This time, customers can invest in the SR025 Retail Sukuk series, which is planned to be the final tradable Retail SBN issued by the government in 2026.
SR025 is available in two series: SR025T3, with a three-year tenor and an annual yield of 6.8%, and SR025T5, with a five-year tenor and an annual yield of 6.9%.
Investments can start from Rp1 million in multiples of Rp1 million. The maximum order limit is set at Rp5 billion for SR02rypt3 and Rp10 billion for SR025T5.
The SR025 offering period runs from 21 August to 16 September 2026. SR025T3 will mature on 10 September 2029, while SR025T5 will mature on 10 September 2031.
Both series can be traded in the secondary market after the holding period ends, starting from 11 October 2026. The SR025 yield is fixed and paid monthly, with the first payment scheduled for 10 October 2026. The tax on the yield is set at 10%.
SEVP of Wealth Management at BNI, Steven Suryana, stated that the ease of investing through wondr by BNI provides increasingly practical access for the public to build investment portfolios.
“Through wondr by BNI, we continue to provide convenience for the public to access various investment options, including Retail SBN. SR025 is one of the choices for customers who wish to obtain periodic income from instruments issued and guaranteed by the government,” Steven said in a written statement on Tuesday (1/9/2026).
In addition to digital transaction convenience, BNI is also introducing a cashback programme for SR025 investors. Customers who make purchases using fresh funds via wondr by BNI have the opportunity to receive cashback of up to Rp15 million, subject to the applicable terms and conditions.
The programme is divided into an Early Bird period from 21–31 August 2026 and a Non-Early Bird period from 1–16 September 2026.
“With an investment process that can be conducted digitally, we hope more people can begin investing easily and comfortably while building financial portfolios for medium-term needs,” said Steven.
To make a purchase, customers can access the investment menu on the wondr by BNI application, select the SR025 Retail Sukuk during the offering period, determine the series and investment amount, and then complete the ordering process through the application.
This convenience is part of BNI’s efforts to expand public access to various investment instruments while encouraging participation in national development financing through Retail SBN.
As a State-Owned Enterprise (SOE) within the Danantara Indonesia ecosystem, BNI continues to strengthen its financial service transformation and digital capabilities to provide easier access for the public to various investment products. This strengthening is also in line with the direction of SOE transformation, which encourages increased competitiveness, innovation, and a stronger contribution to the national economy.
Entering its eighth decade, BNI, with the spirit of Swadharma Bhakti Nagara, continues to strengthen financial services that follow public needs while supporting national economic growth.