BNI Launches Digital Dashboard to Monitor Export Proceeds and Ensure DHE SDA Compliance
PT Bank Negara Indonesia (Persero) Tbk (BNI) has strengthened its support for national exporters through the development of the BNIdirect DHE SDA Dashboard. This digital solution is designed to help exporters manage, monitor, and fulfil their obligations regarding Devisa Hasil Ekspor Sumber Daya Alam (DHE SDA), or Natural Resource Export Proceeds, in a more integrated and compliant manner. The launch aligns with the bank’s readiness to support the implementation of Government Regulation (PP) Number 21 of 2026 concerning DHE SDA, which will take effect on 1 June 2026.
BNI Corporate Secretary Okki Rushartomo stated that the BNIdirect DHE SDA Dashboard provides exporters with better visibility over the movement of export funds while simplifying reporting and regulatory compliance. “Through this solution, in addition to transactional convenience, we aim to help exporters meet DHE SDA requirements more easily, transparently, and efficiently, allowing them to focus more on developing their business and expanding into global markets,” Okki said.
The dashboard enables exporters to monitor incoming and outgoing funds based on the Customs Export Notification (PPE) number, oversee special DHE SDA accounts, and view balances in US dollars (USD) and Chinese yuan (CNY). The solution is also equipped with incoming fund notifications and a DHE SDA report download feature to facilitate reporting through the Integrated Foreign Exchange Monitoring System (SiMoDIS).
DHE SDA refers to foreign exchange earnings obtained by exporters from the export of Indonesia’s natural resource-based commodities, covering the mining, plantation, forestry, and fisheries sectors. Under prevailing regulations, DHE SDA funds must be fully placed in banks that are members of the Association of State-Owned Banks (Himbara). For exporters dealing with buyers from countries that have bilateral agreements, up to 30 percent of the DHE SDA funds may be placed in non-Himbara banks for a maximum period of three months. From the total funds received, exporters may convert up to 50 percent into rupiah, while the remaining balance can be used for foreign exchange transactions in accordance with applicable provisions or placed in investment instruments issued by Himbara banks and Bank Indonesia.
Okki added that BNI will continue to develop digital services based on customer needs, including for businesses engaged in export activities. The bank considers the ease of monitoring export funds and ensuring regulatory compliance as crucial elements in supporting the competitiveness of national exporters. “BNI will continue to support the transaction and business needs of our customers through various relevant banking solutions. Going forward, we will keep delivering optimal digital innovations for our customers,” Okki said. Through the BNIdirect DHE SDA Dashboard, BNI reaffirms its commitment to supporting government policy implementation, strengthening transaction services for exporters, and providing digital solutions that help businesses manage export funds more efficiently and transparently.