BNI Insists Rp 28 Billion Embezzlement at Aek Nabara Was the Act of a Single Rogue Employee
JAKARTA, KOMPAS.com - PT Bank Negara Indonesia (Persero) Tbk (BBNI) has stated that the case of embezzlement of funds from the congregation of Gereja Paroki Aek Nabara, Rantauprapat, North Sumatra, amounting to Rp 28 billion involved only one employee.
BNI’s Director of Human Capital & Compliance, Munadi Herlambang, explained that the perpetrator was the former Head of the BNI Aek Nabara Branch Cash Office, Andi Hakim Febriansyah, who carried out the act personally using unauthorised documents.
“To date, no other parties have been questioned besides Andi Hakim. This was purely a personal act using fake deposit certificates that he created and signed himself,” Munadi said during an online press conference on Sunday (19/4/2026).
The case has drawn significant attention because it occurred over a prolonged period, starting in 2019, before being uncovered through an internal audit in February 2026.
Munadi explained that the practice was not detected earlier because all transactions were conducted outside the official banking system, thus not recorded in BNI’s operational monitoring.
“Those transactions never entered the BNI system, so as a corporation, we were unaware of the activity until it was found during the internal audit,” he clarified.
Nevertheless, the company remains committed to resolving the fund repayment in accordance with the ongoing legal process.
As an initial step, BNI has returned Rp 7 billion to the CU Paroki Aek Nabara.
The remaining funds are promised to be settled in the near future.
The case originated in 2019 when the suspect offered an investment product to the church congregation named “Deposito Investment”.
The product was claimed to offer interest of up to 8 percent per year, far above the average banking interest rate of 3 to 4 percent.
Director of Special Criminal Investigation at North Sumatra Police, Commissioner Pol Rahmat Budi Handoko, explained that the product never existed in the official banking system.