BNI Affirms Zero Tolerance for Fraud, Strengthens Governance and Integrity

PT Bank Negara Indonesia (Persero) Tbk, or BNI, has reaffirmed its commitment to applying the principle of zero tolerance towards all forms of fraud and corruption as part of efforts to strengthen corporate governance and maintain the trust of customers and the public.

The commitment aligns with the strengthening of state-owned enterprise governance under the coordination of Danantara. BNI handles fraud comprehensively, from prevention and early detection to investigation and reporting to law enforcement in accordance with prevailing regulations.

BNI Corporate Secretary Okki Rushartomo said that good governance and integrity are the main foundations that the company has maintained for eight decades.

“For eight decades, BNI has been built on a foundation of trust. Therefore, strengthening governance and a culture of integrity is not merely regulatory compliance, but part of the company’s identity,” Okki said in a written statement.

According to Okki, BNI gives no tolerance to fraud or corruption because such actions harm the company and its customers, while simultaneously eroding public trust in the banking industry.

As a preventive measure, BNI continues to refine its internal control systems, strengthen oversight mechanisms, and improve business processes grounded in the principle of prudence. The company also leverages technology to strengthen early detection capabilities so that potential irregularities can be identified more quickly.

“Through the spirit of Swadharma Bhakti Nagara, we are committed to safeguarding the trust of the public and the state by ensuring that every business process is conducted transparently, accountably, and free from fraud and corruption,” said Okki.

The spirit of Swadharma Bhakti Nagara serves as the theme for BNI’s 80th anniversary, to be commemorated on 5 July 2026. The theme reflects the company’s commitment to continuously providing the best service to the public whilst strengthening a culture of integrity across the organisation.

BNI believes the effectiveness of fraud prevention is determined not only by systems and technology, but also by the integrity of every employee and consistency in applying a culture of compliance. Through strengthened governance, oversight, and a culture of integrity, BNI seeks to maintain customer trust whilst supporting a healthy and sustainable banking intermediation function for the national economy.