BKPM: Business Identification Number Eases Access to Coaching and Financing for MSMEs
The Ministry of Investment and Downstreaming/Investment Coordinating Board (BKPM) has highlighted the importance of holding a Business Identification Number (NIB) for micro, small and medium enterprise (MSME) operators, as it can ease access to government coaching and financing facilities.
“What MSME operators often overlook is legality. The NIB serves as official identity confirming that the business is legal. By holding an NIB, the opportunity to receive coaching from central and regional governments opens wide, including easier access to financing,” said Riyatno, Deputy for Investment Climate Development at the Ministry of Investment and Downstreaming/BKPM, in a statement confirmed in Jakarta on Wednesday.
Speaking at the UMKM SCALE HUB: Dari Kaki Lima Jadi Lebih Berdaya event held together with Dharma Wanita Persatuan (DWP) of the Ministry of Investment and Downstreaming/BKPM, PT Pertamina (Persero) and Yayasan Benih Baik Indonesia (YBBI) in Banyumas, Central Java, on Monday (10/8), he said business legality not only provides legal certainty but also opens access to a range of coaching programmes and financing facilities.
Meanwhile, Ayu Heni Rosan, Adviser to Dharma Wanita Persatuan (DWP) of the Ministry of Investment and Downstreaming/BKPM, highlighted the important role of women in supporting the family economy while encouraging participants to continue adapting to technological developments and the dynamics of business competition.
“Women have an extraordinary role. Many mothers in various regions are able to manage their families while running a business. Empowered women will help build healthy and happy families, while also serving as role models for their children,” said Ayu Rosan.
Previously, the Ministry of Micro, Small and Medium Enterprises (MSMEs) stressed the importance of holding a Business Identification Number (NIB) for business operators because it is a requirement for accessing various business facilities, including government programmes.
Bagus Rachman, Deputy for Medium Enterprises at the Ministry of MSMEs, said the NIB is an official identity that shows the legality and classification of a business.
“With an NIB, they can enter government programmes that provide affirmation,” Bagus told journalists in Jakarta on Wednesday (17/6).
According to him, holding an NIB can also make it easier for business operators to obtain access to financing because their business status and legality have been officially recorded.
Based on information from the Ministry of Investment and Downstreaming/Investment Coordinating Board (BKPM), the number of business operators who already hold an NIB reached around 16 million in 2025.
This figure is still lower than the number of national MSMEs, which is estimated to reach around 56 million business units.
To encourage more MSMEs to obtain business legality, the Ministry of MSMEs is developing the Sapa UMKM platform, which will integrate various services across ministries and agencies.