BI Rate Hike: Will BCA Raise Lending Rates?

PT Bank Central Asia Tbk (BCA) is observing Bank Indonesia’s (BI) decision to raise the benchmark interest rate (BI-Rate). However, the move is considered a strategic step to respond to global economic dynamics and the movement of the rupiah exchange rate.

EVP Corporate Communication & Social Responsibility BCA Hera F Haryn said that BCA consistently monitors the development of the benchmark interest rate along with various other macroeconomic indicators, including potential risks, banking liquidity conditions, and market dynamics influenced by supply and demand factors.

“We see this decision as a strategic move by BI in responding to global economic dynamics and the movement of the rupiah exchange rate,” she said in Jakarta, quoted on Thursday, 11 June 2026.

For information, Bank Indonesia, through its weekly Board of Governors’ Meeting on Tuesday, decided to raise the BI-Rate by 25 bps to 5.50 percent.

These various factors are considerations for the company in maintaining a balance between liquidity adequacy and healthy credit expansion.

“Simultaneously, BCA regularly conducts reviews and pays attention to lending rates at levels acceptable to the market and considers public purchasing power,” she said.

Going forward, the company will continue to promote quality lending while upholding the precautionary principle and disciplined risk management.