BI: Digital payment transactions grow 28.14 per cent as of May 2026

Jakarta (ANTARA) - Bank Indonesia (BI) recorded that the volume of digital payment transactions reached 5.22 billion transactions in May 2026, growing 28.14 per cent year-on-year (yoy).

BI Governor Perry Warjiyo detailed that the growth was supported by the increasingly widespread acceptance of digital payments in society. Transaction volumes via mobile and internet banking grew 26.16 per cent and 15.51 per cent (yoy) respectively, while transactions through QRIS surged 95.10 per cent (yoy).

“This positive performance was supported by an increase in the number of users and merchants,” Perry said during a press conference following the BI Board of Governors Meeting in Jakarta on Thursday.

From an infrastructure perspective, the volume of retail transactions processed through BI-FAST reached 518 million transactions, growing 31.63 per cent (yoy), with a transaction value of Rp1,265 trillion in May 2026.

Meanwhile, the volume of large-value transactions processed through BI-RTGS was recorded at 0.78 million transactions, growing 1.98 per cent (yoy). The value of BI-RTGS transactions increased 8.08 per cent (yoy) to Rp15,618 trillion.

In terms of currency management, Currency in Circulation (UYD) grew 15.80 per cent (yoy) to Rp1,324 trillion in May 2026.

Perry further stated that the stability of the national payment system remains well maintained, supported by reliable infrastructure and a healthy industry structure. This is reflected in the smooth operation of the Bank Indonesia Payment System (SPBI), the smooth running of industry payment systems, and the sufficient supply of rupiah currency across all regions of Indonesia.

Additionally, interconnection among payment system industry players continues to strengthen and encourage the expansion of the digital economy and finance ecosystem.

“Going forward, Bank Indonesia will continue to strengthen the structure of the payment system industry, particularly in the aspects of risk management and the reliability of industry players’ technology infrastructure, in line with the implementation of Bank Indonesia Regulation Number 10 of 2025 concerning Payment System Industry Regulation (PBI PISP),” Perry explained.

As the central bank, Bank Indonesia also ensures it will continue to maintain the availability of rupiah currency in sufficient quantities and of fit-for-circulation quality throughout all regions of Indonesia, including the Frontier, Outermost, and Remote (3T) areas.