BI Commits to Stability and Sustainable Growth Through Accelerated Lending and MSME Support

Bank Indonesia (BI) has reaffirmed its commitment to maintaining stability while driving sustainable economic growth through policies that accelerate credit distribution and strengthen the development of Micro, Small, and Medium Enterprises (MSMEs).

Executive Director of the BI Communications Department, Ramdan Denny Prakoso, stated in Jakarta on Wednesday that BI is accelerating credit distribution by involving the government, relevant authorities, the banking sector, and business actors. This effort is supported by the Macroprudential Liquidity Incentive Policy (KLM), which strengthens the banking intermediation function and financing for the business world.

This is reflected in the growth of banking credit, which reached 11.51 per cent year-on-year in May 2026, an increase from 9.69 per cent at the end of 2025. Ramdan noted that this increase in financing for productive sectors further strengthens economic activity and growth.

Furthermore, he stated that MSMEs are one of the pillars of national economic growth and employment absorption. Therefore, BI continues to strengthen MSME development to enhance competitiveness. In 2025, the turnover of MSMEs mentored by BI reached IDR 7.02 trillion, growing by 23.1 per cent year-on-year, with the highest growth seen in export-oriented MSMEs at 21 per cent and digital MSMEs at 25 per cent.

This achievement is expected to continue growing alongside the implementation of the Integrated MSME Entrepreneurship Transformation Programme. This year, the programme targets the creation of 400 internationally certified baristas, 50 new textile innovations, 200 pesantren-based bottled water producers, and 10 pesantren managing integrated agriculture.

“Various programmes are directed towards strengthening the national entrepreneurship ecosystem, increasing the added value and competitiveness of MSMEs, expanding job opportunities, and strengthening the contribution of MSMEs to inclusive and sustainable economic growth,” he said.

Ramdan also emphasised that Bank Indonesia continues to optimise its policy mix and strengthen synergy with the government and various stakeholders to maintain stability, strengthen sustainable economic growth, and support job creation.

Meanwhile, based on the Consumer Survey released on Wednesday (8/7), the Consumer Confidence Index (IKK) in June 202<0xA0>26 was recorded at 117.8, remaining at an optimistic level as it stays above 100. The movement of the IKK in recent months has shown fluctuations with a downward trend. In January 2026, the IKK was recorded at 127.0, then fell to 125.2 in February and 122.9 in March. The index rose slightly to 123.0 in April, before falling again to 120.9 in May and 117.8 in June.