BCA Showcases SMEs and Financial Education at Jogja Financial Festival 2026

BCA participated in the Jogja Financial Festival 2026 on May 22-23, 2026, featuring a booth and educational sessions on financial sector issues, particularly cyber fraud prevention. What sets BCA apart is its showcase of SME partners at the festival booth, displaying products ranging from furniture to batik textiles. This initiative aims to introduce these SME offerings to attendees. Additionally, BCA reinforced its role as one of Indonesia’s largest private banks in raising public awareness about savings and credit products. Notably, opening a savings account no longer requires visiting a branch, as it can now be done via mobile banking apps. The bank also highlighted the benefits of credit cards, noting that many people remain unaware of their advantages. Credit cards offer numerous benefits, allowing users to borrow funds from the bank under an agreement to repay by the due date. When used responsibly, credit cards serve as efficient financial tools, aiding in money management, instalment payments, international travel convenience, and rewards such as cashback, points, and discounts. According to CNBC Indonesia’s observations, many young attendees opened BCA online accounts at the festival. The straightforward process allowed them to access information on savings and other financial products. Several visitors expressed enthusiasm about understanding credit’s role in daily life, indicating growing public interest in banking products. During educational sessions, BCA addressed rising cyber fraud threats. The bank noted that 99.8% of customer transactions are now digital, reflecting its ongoing innovation in digital banking. However, the surge in digitalisation brings significant cyber fraud risks. Globally, 88% of fraud cases stem from cyber fraud, while in Indonesia the figure is 99%. Senior Advisor for Fraud Banking Investigation at BCA, Wani Sabu, highlighted common financial scams targeting bank customers, including phishing links disguised as wedding invitations, job recruitment notices, or tax payment requests. Sabu urged the public not to click on links sent via SMS or messaging apps. BCA mitigates fraud risks using facial biometrics. “BCA uses facial biometrics to ensure only authorised users access the myBCA app,” Sabu said during the Educlass session at the Jogja Financial Festival 2026 in Yogyakarta. Sabu also warned about fake BTS scams, where perpetrators use devices to intercept signals and send counterfeit SMS messages appearing to come from legitimate institutions like banks or retailers. For instance, SMS messages claiming reward points are about to expire and urging recipients to click a link. “If you receive an SMS like: ‘Dear customer, your BCA points worth Rp12,000 expire in three days. Please redeem them immediately. Do not click the link—it’s not from BCA. Other messages may scare you into clicking fake links,” Sabu stressed during the Educlass session titled ’Stay Alert to Cybercrime in the Digital Banking Era’. Sabu emphasised that customers should never share personal information via SMS requests for banking details. BCA never asks for confidential data via SMS, so any such requests should be treated as fraudulent. To enhance security, BCA has redirected all service notifications to the myBCA app, ensuring safer communication with customers and reducing cyber fraud risks.