BCA (BBCA) Posts Rp 29.5 T Profit in First Half of 2026

PT Bank Central Asia Tbk (BBCA) recorded a consolidated net profit of Rp 29.5 trillion in the first half of 2026, an increase of 1.8% year on year (yoy).

According to its financial report as of 30 June 2026, BCA’s operating income stood at Rp 55.8 trillion, up 2.2% yoy. Over the same period, net interest income fell 0.6% yoy to Rp 42.4 trillion, whilst net non-interest income rose 11% yoy to Rp 13.2 trillion.

On the intermediation side, BCA’s loan disbursement reached Rp 1,036 trillion at the end of the first half of 2026, an increase of 8% yoy.

BCA President Director Hendra Lembong said loan growth was supported by an increase in third-party funds (DPK). Current accounts and savings (CASA) rose 10.2% yoy to Rp 1,082 trillion, whilst total third-party funds increased 7.9% yoy to Rp 1,284 trillion.

“BCA’s performance in the first half of 2026 was underpinned by various factors, such as BCA Expoversary 2026 and productive lending to various sectors. We ensure that BCA’s lending is always carried out with due consideration of prudential principles and the company’s liquidity position,” Hendra said in a public presentation on Tuesday (28/7/2026).

Productive loans amounted to Rp 802 trillion, up 11% yoy. In detail, corporate loans rose 13.6% yoy to Rp 513.4 trillion, whilst commercial and SME loans climbed 6.6% yoy to Rp 288.5 trillion.

Meanwhile, green financing reached Rp 123 trillion, growing 19% yoy. Financing for renewable energy rose 82% yoy to Rp 7.7 trillion, whilst electric vehicle loans increased 25% yoy to Rp 4 trillion.

In terms of asset quality, the loan at risk (LAR) ratio stood at 4.9% and non-performing loans (NPL) at 1.9% at the end of June 2026.