BBRI Maintains Dividends Amid Business Expansion
JAKARTA, investor.id – PT Bank Rakyat Indonesia (Persero) Tbk (BBRI) has reaffirmed its commitment to continue delivering optimal returns to shareholders amid accelerated business growth. The company will maintain a balance between dividend distribution, capital strengthening, and long-term expansion needs.
As of the end of the second quarter of 2026, BRI recorded consolidated net profit attributable to owners of Rp30.86 trillion, growing 17.5% year on year. The profit growth was supported by credit expansion of 16.2% (yoy), whilst asset quality also improved, with the non-performing loan (NPL) ratio falling from 3.0% to 2.9%.
In terms of capital, BRI’s capital adequacy ratio (CAR) stood at 21.5%, above the company’s long-term target of a minimum of 20%. This capital level provides room for BRI to continue expanding whilst maintaining balance sheet resilience.
BRI’s Finance & Strategy Director, Achmad Royadi, said this performance forms the foundation for the company to maintain a balance between creating value for shareholders and the capital needed to grow the business. BRI remains committed to creating optimal and sustainable value for all shareholders.
“Regarding the dividend payout ratio, the company’s dividend policy is determined by comprehensively considering various factors, including financial performance, capital levels, business development needs, economic conditions, and decisions by shareholders through the General Meeting of Shareholders (RUPS),” Achmad explained in a statement on Monday (7/9/2026).
According to Achmad, strong profit growth, accompanied by credit expansion and improved asset quality, gives BRI room to continue providing returns to shareholders without neglecting the need for capital strengthening.
Capital growth, primarily derived from profits, is one of the important factors in strengthening BRI’s capacity to support sustainable business growth.
“Most importantly, BRI’s ability to create shareholder value remains supported by increasingly strong fundamentals. This condition provides sufficient room for BRI to maintain a balance between delivering optimal returns to shareholders and preserving capital capacity to support healthy and sustainable business growth,” he explained.
Not Just About Dividends