Bank Woori Saudara Focuses on Strengthening Fundamentals
PT Bank Woori Saudara Indonesia 1906 Tbk (BWS) held its annual public disclosure event in Jakarta on Tuesday, 26 May. The event was conducted to fulfil the company’s transparency obligations as a publicly listed entity and serves as a communication channel for BWS with shareholders, investors, media, and other stakeholders.
BWS management, represented by Risk Director Moon Sungwon, stated that the company will continue to maintain its business fundamentals amid the dynamic banking industry and challenging economic conditions. Throughout 2025, BWS will focus on strengthening asset quality, prudent risk management, and optimising funding structures to support sustainable business operations.
“BWS remains committed to long-term fundamental strengthening through cautious principles, measured risk management, and optimised customer services. With support from the parent company and a stable business foundation, the company is confident in continuing to strengthen its role in the national banking industry,” he said.
In its 2025 financial performance, BWS’s total assets stood at Rp56.88 trillion, relatively stable compared to Rp56.91 trillion at the end of 2024. Equity was at Rp10.62 trillion, reflecting a capital structure that continues to support business activities and future service development.
On the intermediation side, BWS recorded gross loans of Rp43.41 trillion by end-2025, indicating selective banking intermediation with continued emphasis on cautious credit disbursement.
Meanwhile, BWS’s third-party funds (DPK) increased to Rp34.06 trillion by end-2025 from Rp31.94 trillion at the end of 2024, reflecting sustained customer confidence.
Management highlighted these achievements as key foundations for BWS to strengthen its business sustainably. The company will continue prudent business strategies, enhance portfolio quality, improve operational efficiency, and optimise customer services.
As part of Woori Financial Group through Woori Bank Korea, BWS receives strategic support from its parent company, bolstering capabilities in capital, governance, risk management, technology, and future business development.
Hendra Lie noted that OK Bank’s total assets rose to Rp13.42 trillion in 2025 from Rp11.87 trillion in 2024 and Rp11.07 trillion in 2023.
Amid macroeconomic pressures and weakening consumer demand throughout 2025, LPKR reported revenue of Rp9.03 trillion with EBITDA of Rp1.37 trillion.
Acquisitions and divestments in 2025 formed part of the strategic portfolio restructuring planned for the company’s future.
The company recorded an 8% year-on-year increase in net profit to Rp173 billion, supported by operational efficiency improvements and margin enhancements across several business lines.
Throughout 2025, CIMB Niaga Finance recorded revenue of Rp2.23 trillion, a 9.31% increase from the previous year’s Rp2.04 trillion.