Bank Mega Syariah's Gold Financing Reaches Rp43 Billion as of May 2026

Jakarta (ANTARA) - PT Bank Mega Syariah has recorded total gold financing through its Flexi Gold product reaching more than Rp43 billion as of May 2026, marking a growth of approximately 1,688 per cent since the beginning of the year (year to date/ytd). Previously, the realisation of Bank Mega Syariah’s Flexi Gold gold financing throughout 2025 was recorded at Rp2.42 billion.

Benadicto A. Ferary, Head of Digital Business & Product Management Division at Bank Mega Syariah, stated in Jakarta on Monday that this trend demonstrates increasing public awareness of using gold not only as an investment instrument but also as part of long-term financial planning. “Gold possesses relatively stable characteristics in the long term and is one of the instruments considered by the public for portfolio diversification. Through Flexi Gold, we strive to provide easier, safer access to gold ownership in accordance with Sharia principles,” said Benadicto.

Flexi Gold is a Sharia-based gold financing facility that allows customers to own gold through mechanisms compliant with Sharia principles. Through this service, customers can obtain financing for gold purchases via a simple process. Based on regional distribution from January to May 2026, the company noted that Jakarta Province was the largest contributor, accounting for 36.6 per cent of the total national Flexi Gold financing.

Meanwhile, Central Java and East Java provinces recorded the most aggressive growth, with a realised growth of more than 21,283 per cent as of May 2026 (ytd). The company stated it will continue to develop services and education regarding Sharia-based gold investment and ownership to provide alternative financial solutions that meet public needs.

Flexi Gold offers flexibility for customers with gold weight options ranging from 5 grams to 100 grams. Additionally, Flexi Gold is supported by a competitive margin of 11 per cent effective per annum, with low down payments starting from 10 per cent of the financing value. Benadicto added that customers also receive various additional benefits, including free physical gold printing costs, delivery, and delivery insurance. According to him, the combination of convenience, flexibility, and compliance with Sharia principles makes Flexi Gold a practical and secure alternative for gold ownership for the public.