Bank Mega Syariah's Flexi Gold Financing Surges 1,688% to Rp 43 Billion as of May 2026
Bank Mega Syariah has reported that its Flexi Gold gold financing service reached over Rp 43 billion as of May 2026, representing a 1,688 per cent growth year-to-date (ytd) compared to the 2025 realisation of Rp 2.42 billion.
Benadicto A. Ferary, Head of Digital Business & Product Management Division at Bank Mega Syariah, stated that this achievement aligns with the growing public interest in gold as an investment instrument and for asset diversification amidst global economic dynamics. Global investment bank UBS has also updated its commodity market outlook, suggesting that gold prices still possess potential for strengthening in the medium to long term, despite expected high short-term volatility due to geopolitical developments between Iran and the United States.
According to Ferary, this trend indicates rising public awareness of using gold not only as an investment tool but also as part of long-term financial planning. “Gold possesses relatively stable characteristics in the long term and is one of the instruments considered by the public for portfolio diversification. Through Flexi Gold, we strive to provide easier, safer, and Sharia-compliant access to gold ownership,” Ferary said in a statement on Monday, 8 June 2026.
Flexi Gold is a Sharia-based gold financing facility that allows customers to own gold through mechanisms compliant with Sharia principles. Through this service, customers can obtain financing for gold purchases through a simplified process.
Ferary further explained that during the January-May 2026 period, Jakarta Province was the largest contributor, dominating 36.6 per cent of the national Flexi Gold financing. Meanwhile, Central Java and East Java recorded the most aggressive growth, with realisation growth exceeding 21,283 per cent (ytd) in May 2026.
He ensured that Bank Mega Syariah will continue to develop services and education regarding Sharia-based gold investment and ownership to provide alternative financial solutions that meet public needs. Flexi Gold offers flexibility for customers with gold weight options ranging from 5 to 100 grams. Additionally, Flexi Gold is supported by a competitive margin of 11 per cent effective per annum, with low down payments starting from 10 per cent of the financing value.