Bank Mega Syariah's consumer financing reaches Rp586 billion through April 2026

Jakarta (ANTARA) — PT Bank Mega Syariah noted that consumer financing is on a positive trend as public demand increases, with the total portfolio exceeding Rp586 billion through April 2026, or more than 23 percent year on year (YoY).

Benadicto Alvonzo Ferary, Head of Digital Business & Product Management Division at Bank Mega Syariah, said growth in consumer financing shows that demand for more flexible and well-planned financing remains high, including for gradual gold ownership.

‘Consumer financing today is not only used for consumption, but is also increasingly directed to support long-term financial planning. We see public interest in owning gold through instalment schemes continuing to rise in recent months,’ Ferary said in a statement in Jakarta, Monday.

The company also notes that Area 1, covering Jakarta and its surroundings, remains the largest contributor to the consumer portfolio, with consumer financing valued at Rp202.7 billion through April 2026.

This growth is also driven by an uptick in gold financing through the Flexi Gold product, which recorded an outstanding of more than Rp31 billion as of April 2026, or up more than 1,236 percent year to date, with financing quality maintained as the non-performing financing (NPF) ratio at 0 percent.

In addition to driving financing growth, the company notes that the consumer segment provides a positive contribution to income. In April 2026, consumer income reached Rp5.4 billion, up 12.28 percent from the previous month.

The company stated that going forward, it will continue to strengthen consumer financing through product development aligned with public needs and broaden access to financing services in various regions. ‘We will continue to foster healthy and sustainable growth in consumer financing, including Islamic gold financing which is increasingly in demand by the public,’ Ferary said.

Total financing extended by Bank Mega Syariah was recorded at more than Rp9.26 trillion, up by more than 7.2 percent from the end of the previous year at Rp8.64 trillion. Alongside financing growth, income from receivables rose to more than Rp118 billion, up about 40.9 percent to Q1 2026. Meanwhile, income from profit sharing also rose by about 4.7 percent to more than Rp114.73 billion. As of March 2026, Bank Mega Syariah posted a pre-tax profit of more than Rp79.97 billion, up more than 51 percent from the same period last year. This performance improvement was mainly supported by growth in income after profit-sharing distributions, which reached Rp191.60 billion, up more than 20 percent.