Bank Mega Syariah Posts Profit of Rp79.97 Billion for Q1-2026, Up 51%
Bank Mega Syariah recorded a pre-tax profit of Rp79.97 billion in the first quarter of 2026. This figure represents an increase of more than 51% compared to the same period in the previous year.
This improvement in performance was primarily supported by growth in income after profit-sharing distribution, which reached Rp191.60 billion, up more than 20% year-on-year.
On the financing disbursement side, the total financing extended was recorded at more than Rp9.26 trillion, or growing more than 7.2% from the end-of-year position in the previous year of Rp8.64 trillion. In line with this, the total third-party funds (DPK) mobilised reached more than Rp10 trillion.
Bank Mega Syariah continues to strengthen its financing business, as reflected in the growth of income based on receivables and profit-sharing. Income from receivables increased to more than Rp118 billion, or growing around 40.9%. Meanwhile, profit-sharing income also rose, growing around 4.7% to more than Rp114.73 billion.
Corporate Secretary Division Head of Bank Mega Syariah, Hanie Dewita, stated that this achievement is the result of the company’s focus on strengthening business fundamentals and improving operational efficiency.
“We continue to optimise our business strategy by maintaining a balance between financing growth and fund cost management. At the same time, we are also strengthening services to customers through product innovation and ecosystem synergy,” said Hanie in his statement on Monday (4/5/2026).
On the fund mobilisation side, Bank Mega Syariah consistently optimises its funding structure to maintain fund cost efficiency. This strategy also contributed to the margin improvement, as reflected in the increase in Net Yield (NI) to 5.85% from the previous 4.04%.
In addition, operational efficiency also showed improvement with the BOPO ratio becoming 76.90% from 85.08% in the same period the previous year. On the other hand, the bank’s capitalisation remains strong with a Capital Adequacy Ratio (CAR) of 27.63%. The company continues to monitor financing risk dynamics.
“Going forward, we will continue to strengthen risk management, maintain asset quality, and develop the business selectively and sustainably. We are optimistic that this positive performance can be maintained until the end of the year,” Hanie concluded.