Bank Mega Syariah: Positive Gold Financing Amid High Interest

Jakarta (ANTARA) - PT Bank Mega Syariah recorded positive performance in gold financing distribution, with growth exceeding 756 per cent up to March 2026 compared to the December 2025 position, driven by high public interest in gold investments. Digital Business & Product Management Division Head of Bank Mega Syariah, Benadicto Alvonzo Ferary, stated in Jakarta on Saturday that interest in the gold financing product called Flexi Gold was quite high in Jabodetabek and major cities in Java and Sumatra. “Through Flexi Gold, we aim to provide broader access for the public to own gold gradually. With light and affordable instalments, customers can build a long-term investment portfolio in a disciplined manner while taking advantage of the momentum of strengthening gold prices,” he said. Specifically, he mentioned that Jakarta dominates the market with the largest contribution of 41.79 per cent of the total national booking value, followed by Tangerang with a significant proportion of 14.08 per cent, and Palembang in third place with a share of 7.15 per cent. Besides those three main cities, this financing is also popular among the public in various other cities such as Bandung, Semarang, Depok, Surabaya, Yogyakarta, Makassar, as well as Medan and its surroundings, which cumulatively account for 36.98 per cent of the company’s total gold financing portfolio. Benadicto views that the profile of gold investment has undergone significant changes at present. According to him, gold has superior characteristics as a hedge against inflation and economic instability. In situations of global economic imbalance, from inflationary pressures to financial market volatility, gold tends to maintain purchasing power and provide asset value stability. “In global conditions full of uncertainty, gold is increasingly seen as a tool for value protection. We see a shift in investor behaviour, where gold is now a primary instrument in long-term investment strategies, not just a complement,” he said. Benadicto added that gold is also known as a relatively stable long-term investment instrument.