Bank Mega Syariah Consumer Financing Grows 17.7%, Driven by Gold
PT Bank Mega Syariah recorded that its consumer segment financing portfolio grew 17.7% year-on-year (yoy) to reach IDR 601 billion as of June 2026, supported by significant growth in gold financing. The company noted that as of June 2026, the gold financing portfolio reached IDR 42.6 billion, an increase of up to 1,715% compared to the position at the end of 2025. Throughout the period from December 2025 to June 2026, precious metal financing through gold financing reached 22.3 kilograms.
“The consumer segment is one of the areas we continue to strengthen. The portfolio growth up to June 2026 shows that Bank Mega Syariah’s financing products are increasingly accepted by the public,” said Bank Mega Syariah Digital Business & Product Management Division Head Benadicto Alvonzo Ferary in a statement in Jakarta on Monday.
Benadicto views that the growth in consumer financing reflects the increasing public need for accessible sharia financing solutions that are relevant to customers’ financial needs. Until the end of the year, Bank Mega Syariah will continue to drive consumer financing growth through the optimisation of superior products, strengthening digital channels, and expanding community and ecosystem-based customer acquisition.
“Our strategy until the end of the year will focus on strengthening products with growing demand, including gold financing, unsecured financing, and special Hajj financing,” Benadicto said. He added that the company will also strengthen synergy with branch networks, improve the quality of the acquisition process, and optimise digital channels so that financing services become easier, faster, and suited to customer needs.
On the other hand, Bank Mega Syariah stated it remains committed to maintaining the precautionary principle in lending. In this regard, the company will continue to strengthen the portfolio monitoring process, improve processes, and enhance collection strategies to ensure that consumer business growth proceeds in a healthy and sustainable manner. “Financing growth must be balanced with good risk management. Therefore, we will continue to maintain portfolio quality through more disciplined monitoring, process improvements, and enhanced service quality for customers,” Benadicto concluded.