Bank Mandiri Posts Solid Performance with Net Profit of Rp23.3 Trillion Through May 2026
Bank Mandiri posted a net profit of Rp23.3 trillion, representing an 18.6% year-on-year increase, according to its bank-only financial report as of 31 May 2026. The positive profitability trend helped maintain the bank’s Return on Equity at a stable level of around 20%, amid evolving global macroeconomic conditions.
Sustainably executed business strategies continued to strengthen Bank Mandiri’s fundamentals and served as a growth engine across various business lines. With this foundation, Bank Mandiri reinforced its role as a strategic partner to the government in driving inclusive and competitive grassroots economic growth.
As of the end of May 2026, Bank Mandiri’s total bank-only assets were recorded at Rp2,306 trillion, growing 20% compared to the same period the previous year. This growth reflects the bank’s commitment to optimising the management of state assets effectively and productively.
Director of Finance and Strategy Novita Widya Anggraini stated that the achievement was inseparable from the positive trend in the bank’s intermediation function. During the first five months of 2026, the publicly listed lender, trading under the ticker BMRI, disbursed bank-only loans amounting to Rp1,580 trillion, up 20.6% year-on-year. The credit flowed to productive sectors ranging from industrial downstreaming to MSMEs, supporting grassroots economic growth and job creation across the country.
‘This performance is the result of measured and consistent strategy execution across all business lines, with disciplined and prudent risk management to maintain healthy growth over the long term,’ Novita said in an official statement on Friday (26/6/2026).
On the funding side, total bank-only third-party funds grew 22.0% year-on-year to Rp1,716 trillion, supported by low-cost funds, with current accounts reaching Rp664 trillion and savings accounts at Rp559 trillion.
The growth was also underpinned by the sustained performance of Bank Mandiri’s digital services, Livin’ by Mandiri and Kopra by Mandiri, which continued to record increased usage. Beyond driving digital transaction growth, the rising number of users of both platforms has strengthened financial literacy and expanded access to technology-based financial services, in line with the vision of Danantara to ensure state assets are managed effectively, productively, and for the broader benefit of the Indonesian people.
Novita added that the integrated synergy between the digital ecosystem and physical network enables customers to manage their finances comprehensively within a single service platform. Going forward, Bank Mandiri will continue to strengthen its role as a strategic partner to the government through financing national priority programmes, including KUR, strengthening MSMEs and cooperatives, subsidised mortgages, as well as strategic sectors and industrial downstreaming to drive job creation.