Bank Mandiri Posts Rp15.4 Trillion Profit, Credit and Third-Party Funds Grow by Double Digits
Jakarta, VIVA – State-owned banking issuer PT Bank Mandiri (Persero) Tbk recorded solid financial performance in the first quarter of 2026 amid global pressures due to geopolitical tensions and market volatility. The bank, listed under the ticker BMRI, booked a consolidated net profit of Rp15.4 trillion, representing a 16.6% year-on-year (YoY) growth.
Bank Mandiri’s President Director, Riduan, stated that this performance was supported by sustained strong profitability, reflected in a Return on Equity (ROE) of 22.1%. Meanwhile, the company’s capital position remained solid with a Capital Adequacy Ratio (CAR) of 19.7%.
“This position provides strong room for Bank Mandiri to continue sustainable business growth while maintaining resilience against potential future market turbulence,” Riduan said during the Q1 2026 Public Expose on Tuesday, 21 April 2026.
Credit disbursements up to March 2026 totalled Rp1,530 trillion, up 17.4% YoY, exceeding the industry average of around 9.37%. Meanwhile, third-party funds (DPK) on a bank-only basis reached Rp1,675 trillion, an increase of 21.1% YoY, higher than the industry growth of around 13.2%.
The Cost to Operational Income Ratio (BOPO) fell to 58.0%, an improvement of 3.48% YoY. At the same time, asset quality remained well-maintained with a gross Non-Performing Loan (NPL) ratio of 0.98%.
Riduan emphasised the company’s commitment to strengthening sustainable financing. In Q1 2026, this Himbara bank issuer disbursed new financing of Rp3.6 trillion for the green building sector and Rp5.2 trillion for biodiversity resource management.
On the green funding side, the company announced that it has fully realised the allocation of Green Bond Phase II worth Rp5 trillion. Seventy-two percent of these funds were channelled to the biodiversity resources sector, while the remaining 28% went to environmentally friendly transportation.
Bank Mandiri’s President Director, Riduan, stated that this achievement is the result of consistently and directionally implemented business strategies. The company’s performance, which remains solid amid global challenges, said Riduan, reaffirms its commitment to continue strengthening its role as a key driver of the national economy through healthy and sustainable business expansion.