Bank Mandiri: Company Continues Solid Business Growth - BCA Securities
Bank Mandiri’s Director of Treasury & International Banking, Ari Rizaldi, stated that the company continued to achieve solid business growth in the second quarter of 2026.
“Bank Mandiri continued its solid business growth in Q2-2026, with strong and high-quality credit distribution, while continuing to strengthen its role as a strategic partner to the government in driving the real sector,” he said during the Mandiri Macro & Market Brief Q2-2026 Indonesia Economic Outlook, held virtually in Jakarta on Thursday.
Recorded credit distribution by the bank reached Rp1,592 trillion as of June 2026, representing a year-on-year (yoy) growth of 19.9 per cent, surpassing the industry’s average credit growth of 12.7 per cent yoy. This intermediation growth was supported by a funding structure that is deemed increasingly healthy.
Third-party funds (DPK) were recorded at Rp1,710 trillion, growing by 1,7.1 per cent yoy, which is higher than the industry’s DPK growth of 10.2 per cent yoy. This healthy intermediation performance has strengthened Bank Mandiri’s financial fundamentals, ensuring that profitability remains maintained amidst sustainable business expansion.
Furthermore, he explained that Bank Mandiri’s support for the national economy was reflected in the company’s performance throughout the first half of 2026, recording revenue growth of 10.3 per cent yoy with a consolidated net profit of Rp30.4 trillion, or a growth of 24.4 per cent yoy.
“Looking at these overall developments, Indonesia’s economic outlook remains constructive, even though the global environment still demands vigilance from all of us. We see that domestic demand, investment, the implementation of various development programmes, and banking intermediation continue to support economic activity. At the same time, global geopolitical dynamics and financial market volatility remain challenges that we must monitor together,” said Ari.
In this context, Bank Mandiri is focusing on efforts to maintain healthy fundamentals and liquidity, strengthen asset quality, and capture growth opportunities through prudent financing oriented towards productive sectors.
“With the strength of our wholesale banking, extensive ecosystem network, digital capabilities, and commitment to sustainable finance, we will continue to strive to provide the best contribution to our customers, the community, and the Indonesian economy. Bank Mandiri is focused on supporting inclusive and sustainable Indonesian economic development,” he added.