Bank Danamon Posts Net Profit of Rp 1.1 Trillion in First Quarter

PT Bank Danamon Indonesia Tbk recorded a consolidated net profit for the period of Rp 1.1 trillion in the first quarter of 2026. This figure represents a 35% growth compared to the same period in the previous year.

Danamon recorded consolidated operational income before provisioning of Rp 2.6 trillion, or a 12% year-on-year increase. With a 13% year-on-year improvement in credit costs, Danamon booked a consolidated operational profit of Rp 1.6 trillion.

From a profitability perspective, Danamon achieved a net interest margin (NIM) of 7.6%. “Danamon has started 2026 with strong financial performance, recording growth in loan disbursements, fund mobilisation, and profitability, while maintaining asset quality by prioritising prudence,” said Danamon’s President Director Nobuya Kawasaki in a press release, quoted on Friday, 1 May 2026.

In terms of financial intermediation, Danamon booked total consolidated loans and trade finance of Rp 216.2 trillion, or a 9% year-on-year growth. This growth was supported by 11% loan growth in the Enterprise Banking & Financial Institution business line, 9% in the SME Banking business line, 7% in the Consumer Banking business line, and 5% in the Adira Finance business line.

On the fund mobilisation side, Danamon recorded total consolidated current accounts, savings accounts (current account and savings account or CASA), and deposits of Rp 176.1 trillion, or a 16% year-on-year growth. Meanwhile, the loan at risk (LAR) ratio as of 31 March 2026 was recorded at 8.2%.