Bank bjb and OJK West Java Promote Financial Independence for Persons with Disabilities
Bank bjb continues to demonstrate its commitment to supporting the creation of an inclusive and sustainable financial ecosystem through various financial literacy and inclusion programmes that reach all layers of society, including persons with disabilities.
This commitment is realised through Bank bjb’s active participation in the DIA KITA Programme (Disability Empowerment, Inclusive Finance Created), initiated by the West Java Province Financial Services Authority (OJK). As part of this series of programmes, Bank bjb is collaborating with OJK West Java, the Indonesian Blind Association (PERTUNI) of Bandung City, and the OJK West Java Financial Literacy Ambassador, who is also a Certified Financial Planner, Farizy Yunaz, to organise financial education activities for PERTUNI Bandung members.
The activity, held at SLB Negeri A Bandung, serves as a step for Bank bjb to expand access to financial education for community groups that have historically faced various challenges in accessing formal financial services. Through this initiative, participants gained an understanding of healthy financial management, financial planning, the importance of saving, and an introduction to various safe and legal financial products and services.
Bank bjb views financial literacy as a vital foundation for improving the quality of life and encouraging sustainable economic independence. As a regional development bank that grows alongside the community, Bank bjb is committed to ensuring that financial services and education are accessible to all groups of society without exception. Support for persons with disabilities is part of Bank bjb’s efforts to realise the principle of equal access to inclusive financial services.
Through collaboration with OJK, Bank bjb continues to expand the reach of educational programmes designed to increase public understanding of financial products and services. This collaboration also represents synergy between the financial services industry and regulators in supporting the national agenda for increasing financial literacy and inclusion.
During the event, Bank bjb also introduced various banking services and products that the public can utilise to support economic activities and daily financial management. Participants also received information regarding the importance of using legal financial services and understanding the various risks to be wary of in financial activities. Bank bidd believes that access to financial information and services is a crucial factor in driving the financial independence of the community.
One of the efforts undertaken is through the PESAT Programme (Integrated Community Economic Empowerment), which focuses on increasing the economic capacity of community-based groups. This programme is part of Bank bjb’s commitment to delivering broader benefits to the community through sustainable economic empowerment. Using a community-based approach, Bank bjb strives to provide relevant education tailored to the needs of each community group.
This step also supports the creation of a society that is increasingly proficient in managing finances and optimally utilising formal financial services. Data from various surveys indicate that the level of account ownership and access to formal financial services among persons with disabilities still requires collective attention.
Through continuous education, Bank bjb hopes that more persons with disabilities will possess the knowledge and skills to manage their finances independently. Increased financial literacy is expected to help the community make better financial decisions, avoid illegal financial practices, and improve sustainable welfare.
Moving forward, Bank bjb will continue to expand the reach of its financial literacy and inclusion programmes, ensuring that the benefits of financial services are felt equally by all layers of society, including persons with disabilities.