Bank bjb and OJK West Java Promote Financial Independence for Persons with Disabilities

Bank bjb continues to demonstrate its commitment to fostering an inclusive and sustainable financial ecosystem through various financial literacy and inclusion programmes reaching all levels of society, including persons with disabilities. This commitment was realised through the bank’s active participation in the DIA KITA (Empowered Disabilities, Inclusive Finance Created) programme initiated by the Financial Services Authority (OJK) of West Java Province. As part of the programme series, bank bjb collaborated with OJK West Java, the Indonesian Blind Association (PERTUNI) of Bandung City, and OJK West Java’s Financial Literacy Ambassador and Certified Financial Planner Farizy Yunaz to conduct financial education activities for PERTUNI Bandung members. The event, held at SLB Negeri A Bandung, represents a step by bank bjb to broaden access to financial education for community groups that still face various challenges in accessing formal financial services. Through this activity, participants gained an understanding of healthy financial management, financial planning, the importance of saving, and an introduction to various safe and legal financial products and services. Bank bjb views financial literacy as a crucial foundation for improving the quality of life and promoting sustainable economic independence. As a regional development bank that grows alongside the community, bank bjb is committed to ensuring that financial services and education are accessible to all community groups without exception. Support for persons with disabilities is part of bank bjb’s effort to realise the principle of equal access to inclusive financial services. Through collaboration with OJK, bank bjb continues to expand the reach of educational programmes designed to enhance public understanding of financial products and services. This collaboration also serves as a form of synergy between the financial services industry and regulators in supporting the national agenda of increasing financial literacy and inclusion. During the event, bank bjb also introduced various banking services and products that the public can utilise to support economic activities and daily financial management. Participants also received information on the importance of using legal financial services and understanding various risks to be aware of in financial activities. Bank bjb believes that access to financial information and services is a key factor in promoting public financial independence. One of the efforts undertaken is through the PESAT (Integrated Community Economic Empowerment) Programme, which focuses on enhancing community-based economic capacity. This programme is part of bank bjb’s commitment to delivering broader benefits to the community through sustainable economic empowerment. Through a community-based approach, bank bjb strives to provide relevant education tailored to the needs of each community group. This step simultaneously supports the creation of a society that is increasingly adept at managing finances and optimally utilising formal financial services. Data from various surveys indicate that the level of account ownership and access to formal financial services among persons with disabilities still requires collective attention. Through continuous education, bank bjb hopes that more persons with disabilities will possess the knowledge and skills to manage finances independently. Improved financial literacy is expected to help the community make better financial decisions, avoid illegal financial practices, and sustainably enhance welfare. Going forward, bank bjb will continue to expand the reach of its financial literacy and inclusion programmes, so that the benefits of financial services can be felt equally by all levels of society, including persons with disabilities.