Bank Aladin Syariah Records Rp150.7 Billion Profit Throughout 2025
PT Bank Aladin Syariah Tbk recorded strong performance growth throughout 2025. The digital Sharia bank booked a profit of Rp150.7 billion, a surge of 304.48 per cent compared to the previous year, alongside asset growth reaching Rp14.4 trillion.
These achievements were presented during the Annual General Meeting of Shareholders (RUPST) held on Thursday (4/6/2026). In addition to presenting the 2025 fiscal year performance, the company also outlined its 2026 business strategy to strengthen its position as a digital Sharia bank.
President Director of Bank Aladin Syariah, Koko Rachmadi, stated that the company’s performance growth was supported by the strengthening of digital services, product development, and the consistent expansion of strategic ecosystems. “Bank Aladin Syariah recorded positive performance in 2ability 2025. This is in line with the development of products and services, as well as the strengthening of digital systems that support ease of banking access for customers,” Koko said during the public presentation.
In addition to the significant profit growth, Third-Party Funds (DPK) reached Rp10.4 trillion, an increase of 92.18 per cent year-on-year. Meanwhile, financing distribution reached Rp5.2 trillion, up 9.58 per cent compared to the previous year. The Capital Adequacy Ratio (CAR) remained strong at 49.3 per cent. By the end of 2025, the number of Bank Aladin Syariah customers reached 3.7 million users, a 12.1 per cent growth compared to the previous year.
To implement its growth strategy, Bank Aladin Syariah continues to expand its Sharia service ecosystem through an offline-to-online (O2O) strategy with various strategic partners. One of the primary collaborations is with Alfa Group, which operates over 23,000 minimarket networks across Indonesia. Furthermore, Bank Aladin Syariah has expanded partnerships with several strategic partners, including Flip, Mekari, Persis Solo, Muhammadiyah, the National Board of Zakat (Baznas), and the Indonesian Ulema Council (MUI).
The company also strengthened its position within the national Sharia financial ecosystem after being appointed by the Hajj Financial Management Agency (BPKH) as a Bank for Receiving Hajj Pilgrimage Cost Deposits (BPS-BPIH) in 2025.
Entering 2026, Bank Aladin Syariah is maintaining its growth momentum, recording a net profit of Rp23.3 billion in the first quarter of 2026. The company aims to strengthen cooperation with potential business partners to build a broader digital ecosystem. Koko stated that Bank Aladin Syariah will continue to strengthen its role as an inclusive digital Sharia bank that is relevant to societal needs.
“We believe that expanding access to Sharia financial services through digital innovation and ecosystem collaboration can be a vital part of driving Sharia financial inclusion and supporting more sustainable economic growth in Indonesia,” said Koko. In addition to expanding products and services, the company also plans to optimise the growth of low-cost funds (CASA), strengthen the Aladin Premier segment, expand financing cooperation with strategic partners, and enhance information technology infrastructure and human resource quality. With these strategies, Bank Aladin Syariah is optimistic about its ability to continue strengthening its position as an innovative digital Sharia bank while expanding access to Sharia financial services for the Indonesian people.