Avoid Late BPJS Health Insurance Payments with BRImo
Jakarta, CNBC Indonesia — BRImo, the mobile banking app of state-owned Bank Rakyat Indonesia (BRI), has become a popular choice for paying BPJS Kesehatan premiums. Insurance is a necessity for Indonesians to provide protection during disasters or illness.
Kusuma, 30, a private sector employee in Jakarta, uses BPJS Kesehatan to safeguard his productivity. As a busy worker, he prefers convenient online payments. His monthly premium is Rp35,000, and he chooses BRImo for its simplicity and minimal issues. He has been using the app for BPJS payments since 2024.
“Because BUMN bank payment options are simpler, and I already have a BRImo account and BRI account,” Kusuma told CNBC Indonesia on Thursday (28 May 2025).
The BRImo feature that stands out is the reminder notifications for payment deadlines, helping him pay on time. Over two years of using BRImo, he reports no major issues.
“So far, none. Maybe an automatic debit would be nice,” he added.
Insurance is crucial for productive employees like Kusuma. However, daily busyness, traffic, work pressure, and other factors often lead people to neglect insurance until they fall ill. Many only realise the need for health insurance when their health deteriorates.
Insurance protects finances, as medical costs are high and can drain savings. With insurance, financial risks are transferred, preventing personal financial disruption.
In Indonesia, insurance penetration remains low. Data from the Financial Services Authority (OJK) shows Indonesia lags behind ASEAN peers such as Singapore, Malaysia, the Philippines, Thailand, and Vietnam, with a penetration rate of 2.7% in 2025.
The ease of paying BPJS Kesehatan premiums via BRImo could encourage more people to understand the importance of life and health protection during productive years.
How to pay BPJS bills via BRImo:
Log in to BRImo, select ‘Bill Payment’ then BPJS
Choose the BPJS type to pay
Enter BPJS number
Check the displayed bill
Confirm transaction with PIN
Done! BPJS bill is paid immediately.
BRImo’s convenience in paying BPJS Kesehatan premiums encourages greater awareness of health and timely payments for optimal life and health protection.