AUM Reaches Rp43.7 Trillion in 2025, Allianz Indonesia to Be Selective in 2026
JAKARTA – Allianz Indonesia has successfully maintained consistency in fund management through a disciplined and adaptive investment approach. This success is reflected in the total assets under management (AUM) reaching Rp43.7 trillion at the end of 2025, encompassing assets from Allianz Life, Allianz Syariah, and Allianz DPLK.
This 9.8% annual growth demonstrates that the right asset selection strategy can deliver optimal results for clients, with Smartlink Equity, Smartlink Fixed Income, and Smartlink Balanced as the three unit link products with the highest managed funds.
The national economy’s resilience in 2025 was marked by 5.11% GDP growth and inflation kept at 2.92%. In the conventional capital market, the JCI recorded a significant surge of 22.13% to reach 8,646.94. The sharia sector was no exception, with the Jakarta Islamic Index rising 22.13%, driven by strengthening consumer and energy sectors.
Despite volatility caused by US trade tariff policies at the beginning of the year, global market sentiment gradually improved in the second half as the Federal Reserve cut interest rates three times.
Heading into 2026, Allianz Indonesia has prepared more selective strategic steps, emphasising asset quality and measured risk management. Chief Investment Officer of Allianz Life Indonesia, Ni Made Daryanti, emphasised that domestic economic resilience and market liquidity are key to maintaining portfolio balance. The company’s focus remains on a long-term orientation to support commitments to protection and investment benefits for clients amid projected macro conditions that remain conducive but require extra caution.
“In the midst of global volatility throughout 2025, Allianz Indonesia remained focused on the consistency of managing client funds with a disciplined and adaptive investment approach, in line with the long-term oriented characteristics of the insurance business. Domestic economic resilience and market liquidity become important foundations in maintaining the balance between portfolio risk and returns, to support commitments to protection and investment benefits for clients. Entering 2026, we are preparing a more selective strategy by emphasising asset quality and measured risk management, to remain aligned with clients’ long-term financial goals,” said Ni Made Daryanti in her official statement quoted on Friday (8/5/2026).
The 2026 economic outlook is predicted to remain bright with the government’s economic growth target in the range of 5.2% - 5.8%. Capital expenditure on infrastructure estimated to rise 37% to Rp156 trillion and massive social assistance programmes are expected to drive consumption.
Allianz Indonesia sees great opportunities in large-cap stocks and money market instruments that remain attractive. However, the company remains wary of reduced global political visibility as well as international trade policy dynamics that could suddenly affect market stability.
As a form of mitigation, the investment strategy is directed towards selecting assets with strong fundamentals and high liquidity flexibility. Ni Made Daryanti also reminded of the importance of clients’ active role in managing their portfolios periodically to remain in line with each individual’s risk profile. Diversification of instruments is the main key to ensuring that protection and investment goals run in balance, especially when facing rapid and complex market changes in the future.
“In a rapidly changing market situation, we invite clients to review investment goals, time horizon, risk tolerance, and asset allocation periodically. Diversification remains the key, and instrument selection needs to align with the risk profile so that protection and investment goals run in balance in the long term,” added Ni Made.